US 11,972,411 B2
Systems, methods, and computer program products for providing a contactless protocol
Larry L. Bush, Phoenix, AZ (US); and Christopher J. Tomczak, Allen, TX (US)
Assigned to GOOGLE LLC, Mountain View, CA (US)
Filed by Google LLC, Mountain View, CA (US)
Filed on Dec. 12, 2022, as Appl. No. 18/079,511.
Application 18/079,511 is a continuation of application No. 17/202,285, filed on Mar. 15, 2021, granted, now 11,526,870.
Application 17/202,285 is a continuation of application No. 16/414,734, filed on May 16, 2019, granted, now 10,949,832, issued on Mar. 16, 2021.
Application 16/414,734 is a continuation of application No. 13/901,188, filed on May 23, 2013, granted, now 10,311,428, issued on Jun. 4, 2019.
Claims priority of provisional application 61/794,545, filed on Mar. 15, 2013.
Claims priority of provisional application 61/772,260, filed on Mar. 4, 2013.
Claims priority of provisional application 61/651,276, filed on May 24, 2012.
Prior Publication US 2023/0252449 A1, Aug. 10, 2023
Int. Cl. G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); H04W 4/80 (2018.01)
CPC G06Q 20/3278 (2013.01) [G06Q 20/352 (2013.01); H04W 4/80 (2018.02)] 23 Claims
OG exemplary drawing
 
1. A mobile device configured for contactless commerce transactions with payment terminals, the mobile device comprising:
at least one memory operable to store commerce data and financial instrument data; and
one or more processors coupled to the at least one memory, the one or more processors configured to:
receive, in response to a tap detected based on the mobile device being within a proximity to a payment terminal, a select commerce command including a commerce application identifier (AID) corresponding to a commerce application;
in response to receiving the select commerce command including the commerce application identifier (AID) corresponding to the commerce application, transmit to a payment terminal a first response based on the commerce AID;
in response to receiving, from the payment terminal a data request including merchant specific information, transmit to the payment terminal a second response including a package of data including at least one commerce element corresponding to the merchant specific information; and
in response to a select payment command including a payment AID corresponding to a payment application, transmit to the payment terminal a third response comprising payment data corresponding to the payment AID, the payment data configured for transaction processing by the payment terminal.