US 12,286,026 B2
Processing method and apparatus for fee calculation, and vehicle payment system
Lijun Zu, Shanghai (CN); Sishuang Wan, Shanghai (CN); Yue Jin, Shanghai (CN); and Shuo He, Shanghai (CN)
Assigned to CHINA UNIONPAY CO., LTD., Shanghai (CN)
Appl. No. 16/957,280
Filed by CHINA UNIONPAY CO., LTD., Shanghai (CN)
PCT Filed Dec. 11, 2018, PCT No. PCT/CN2018/120279
§ 371(c)(1), (2) Date Jun. 23, 2020,
PCT Pub. No. WO2019/128696, PCT Pub. Date Jul. 4, 2019.
Claims priority of application No. 201711480886.4 (CN), filed on Dec. 29, 2017.
Prior Publication US 2020/0398692 A1, Dec. 24, 2020
Int. Cl. B60L 53/66 (2019.01); B60L 53/16 (2019.01); G06Q 20/14 (2012.01); G06Q 20/32 (2012.01); G06Q 20/36 (2012.01)
CPC B60L 53/665 (2019.02) [B60L 53/16 (2019.02); G06Q 20/145 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/3674 (2013.01)] 15 Claims
OG exemplary drawing
 
1. A fee calculation apparatus external to a vehicle, comprising:
a first receiver configured to receive a unique identification of the vehicle from a reading device in a charging gun, wherein the reading device is configured to automatically read the unique identification of the vehicle through a tag disposed in or around a charging port of the vehicle after the charging gun is inserted into the charging port of the vehicle;
a transmitter configured to send a first request to a background server of a vehicle manufacturer for authentication after completing a fee calculation, the first request including the unique identification of the vehicle, wherein the first request is a payment deduction request configured to request the background server to send a transaction token which is stored on the background server and corresponds to the unique identification of the vehicle, the transaction token is used to initiate a transaction request to a transaction platform, and the background server is remote from the vehicle and performs, in response to the payment deduction request, a transaction behavior risk judgement based on vehicle operation data of the vehicle and the transaction token corresponding to the unique identification of the vehicle, wherein the transaction behavior risk judgement includes risk authentication through vehicle owner confirmation by pushing a confirmation button to an intelligent terminal for a vehicle owner to click to confirm a payment of a transaction corresponding to the payment deduction request; and
a second receiver configured to receive the transaction token from the background server according to a result of the transaction behavior risk judgement,
wherein:
the transmitter is further configured to initiate the transaction request to the transaction platform according to the payment deduction request in response to obtaining the transaction token; and
the second receiver is further configured to receive a response to the transaction request from the transaction platform, the response being generated by the transaction platform and indicating an outcome of processing the transaction request.