US 12,284,183 B2
URL-based authentication for payment cards
Paul Moreton, Glen Allen, VA (US); and Jeffrey Rule, Chevy Chase, MD (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Aug. 22, 2023, as Appl. No. 18/236,533.
Application 18/236,533 is a continuation of application No. 17/166,622, filed on Feb. 3, 2021, granted, now 11,777,933.
Prior Publication US 2023/0396617 A1, Dec. 7, 2023
Int. Cl. H04L 9/40 (2022.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); H04L 9/32 (2006.01)
CPC H04L 63/0876 (2013.01) [G06Q 20/352 (2013.01); G06Q 20/40145 (2013.01); H04L 9/3226 (2013.01); H04L 63/083 (2013.01); H04L 63/0861 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method, comprising:
receiving, by a server from a client device, a request comprising a uniform resource locator (URL), an entirety of the URL being a card identifier of a contactless card, wherein the URL is received by the client device from the contactless card, wherein the contactless card is associated with an account;
comparing, by the server, the card identifier to an expected card identifier associated with the contactless card in a database;
determining, by the server based on the comparison, that the card identifier matches the expected card identifier;
authenticating the request by the server based on the card identifier matching the expected card identifier; and
transmitting, by the server to the client device, an indication specifying that the request was authenticated.