US 12,284,070 B2
Alerting networked devices of signal divergence by georegion
Kevin Green, Matthews, NC (US); Raphael Fitzgerald, Winston-Salem, NC (US); and Paul Gerard Mistor, Winston-Salem, NC (US)
Assigned to TRUIST BANK, Charlotte, NC (US)
Filed by Truist Bank, Charlotte, NC (US)
Filed on Oct. 31, 2023, as Appl. No. 18/498,808.
Application 18/498,808 is a continuation of application No. 17/662,878, filed on May 11, 2022, granted, now 11,838,170.
Prior Publication US 2024/0064054 A1, Feb. 22, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 41/16 (2022.01); H04L 41/0604 (2022.01); H04L 43/08 (2022.01)
CPC H04L 41/0618 (2013.01) [H04L 41/0622 (2013.01); H04L 41/16 (2013.01); H04L 43/08 (2013.01)] 20 Claims
OG exemplary drawing
 
16. A method for a first entity computing system to monitor quantized signals in a bidirectional data stream and alert a networked device of metric divergence by georegion, the first entity computing system including one or more processor and at least one of a memory device and a non-transitory storage device, the one or more processor configured to execute computer-readable instructions, the method comprising, upon execution of the computer-readable instructions, for each specific user entity of multiple user entities:
receiving input event signals and storing corresponding input event records associated with the specific user entity, each of the input event records representing a respective quantized input event;
incrementing, respectively for each one of at least some of the input event records, one or more respective quantized resource of the specific user entity by a respective input quantity;
receiving by the first entity into the respective quantized resource of the specific user entity the respective input quantity by deposit or by payment from a respective other party;
receiving output event signals and storing corresponding output event records associated with the specific user entity, each of the output event records representing a respective quantized output event;
decrementing, respectively for each one of at least some of the output event records, a respective output quantity from the one or more quantized resource of the specific user entity, the respective output quantity discharged by the first entity;
discharging by the first entity the respective out quantity from the one or more quantized resource of the specific user entity;
discriminating, for at least some of the input event records, a respective at least one georegion-specific attribute associated with a respective georegion;
associating each input event record, for which a respective at least one georegion-specific attribute is discriminated, with the respective georegion;
measuring, for each georegion with which input event records of the specific user entity are associated, a respective georegion-specific metric;
measuring, for each georegion for which a georegion-specific metric is measured, a georegion-specific index;
determining, for each georegion for which a georegion-specific metric is measured, whether the georegion-specific metric diverges from the georegion-specific index; and
automatically sending an alert across the network connection for display at least in part on at least one user device associated with the specific user entity upon determining the georegion-specific metric diverges from the georegion-specific index, the alert comprising an indication to the specific user entity that the user-specific georegion-specific metric diverges from the georegion-specific index by subceeding or exceeding the georegion-specific index,
wherein the georegion-specific index is representative of at least one of:
input event records of the specific user entity;
output event records of the specific user entity;
input event records of the multiple user entities; and
output event records of the multiple user entities.