US 12,282,924 B2
Systems and methods for storing dynamic data
Abel Fletcher, Prosper, TX (US)
Assigned to CAPITAL ONE SERVICES, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Oct. 5, 2021, as Appl. No. 17/494,617.
Prior Publication US 2023/0104119 A1, Apr. 6, 2023
Int. Cl. G06N 20/00 (2019.01); G02F 1/133 (2006.01); G06Q 20/40 (2012.01)
CPC G06Q 20/40145 (2013.01) [G02F 1/13324 (2021.01); G06N 20/00 (2019.01); G06Q 20/4016 (2013.01)] 12 Claims
OG exemplary drawing
 
1. A system comprising:
one or more processors;
a device comprising a display; and
a memory in communication with the one or more processors and storing instructions that, when executed by the one or more processors, are configured to cause the device to:
receive data corresponding to one or more transaction cards associated with a first user;
receive one or more photographs corresponding to one or more respective dates and one or more respective times;
train a machine learning model (MLM) based on a training data comprising one or more labeled photographs to generate a trained MLM, wherein the MLM is stored on the device;
determine, via the trained MLM, a first photograph of the one or more photographs that does not correspond to the first user;
responsive to determining the first photograph of the one or more photographs does not correspond to the first user, transmit an alert indicating potentially fraudulent activity;
dynamically display, via the display, a most recent photograph of the first user by:
identifying a current date and a current time;
determining, via the trained MLM, a second photograph of the one or more photographs that corresponds to the first user; and
determining the most recent photograph of the second photograph of the one or more photographs by comparing the current date and the current time with the one or more respective dates and the one or more respective times associated with the second photograph of the one or more photographs;
receive a first request from the first user to complete a first transaction;
send a prompt to a mobile device associated with the first user, the prompt requesting the first user select a transaction card of the one or more transaction cards to apply to the first transaction;
cause the mobile device associated with the first user to display the prompt via a graphical user interface (GUI);
receive, from the GUI of the mobile device, a response to the prompt comprising a first selection to utilize first data of the data corresponding to at least one transaction card of the one or more transaction cards; and
responsive to receiving the response, retrieve the first data corresponding to the at least one transaction card to enable the first user to complete the first transaction.