US 12,282,918 B2
Systems, methods, and computer program product for content exchange services for payment networks
Tammy Lynn Wilson, Van Alstyne, TX (US); and Peter Andrew Davey, Powhatan, VA (US)
Assigned to The Clearing House Payments Company L.L.C., New York, NY (US)
Filed by The Clearing House Payments Company L.L.C., New York, NY (US)
Filed on Mar. 17, 2023, as Appl. No. 18/185,510.
Prior Publication US 2024/0311823 A1, Sep. 19, 2024
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/38 (2012.01); G06Q 20/42 (2012.01)
CPC G06Q 20/40 (2013.01) [G06Q 20/3821 (2013.01); G06Q 20/425 (2013.01)] 22 Claims
OG exemplary drawing
 
1. A system for secure content exchange, comprising:
a content exchanger configured to:
store a content item;
generate a globally unique identifier (GUID) associated with the content item, wherein the GUID operates as a secure link between the content item and a message; and
an exchange gateway interface in communication with the content exchanger and configured to:
receive a registration request for the content item from a sending financial institution system;
submit the content item to the content exchanger;
receive the GUID associated with the content item from the content exchanger;
return the GUID to the sending financial institution system as a response to the registration request;
receive a retrieval request from a recipient financial institution system that includes the GUID as the secure link to the content item;
retrieve the GUID from the retrieval request;
submit the GUID to the content exchanger;
receive the content item from the content exchanger; and
return the content item to the recipient financial institution system as a response to the retrieval request.