| CPC G06K 19/07743 (2013.01) [G06K 19/07722 (2013.01)] | 6 Claims |

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1. A card, comprising:
a connector array including a plurality of discrete connectors exposed on a surface of the card, wherein the discrete connectors are separated by at least a personalization layer;
a dynamic magnetic stripe communications device operable to communicate to a read-head of a magnetic stripe reader; and
at least one processor coupled to at least one of the plurality of discrete connectors, the processor being operable to be programmed and tested from an external source via the at least one of the plurality of discrete connectors, the processor being further coupled to the dynamic magnetic stripe communications device to cause the dynamic magnetic stripe communications device to communicate magnetic stripe payment information from the card, the personalization layer comprising a conductive communication path with at least one of the discrete connectors.
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