| CPC A47C 27/006 (2013.01) [A47C 21/046 (2013.01); A47C 27/002 (2013.01); A47C 27/003 (2013.01); A47C 27/005 (2013.01); A47C 27/22 (2013.01); A47C 31/105 (2013.01); A47G 9/0215 (2013.01)] | 18 Claims |

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18. A bed covering comprising
a cover including joined first and second panels, the second panel comprising a zipper, at least one of the panels comprising a first layer, a second layer and a third layer, the first layers defining an outermost surface of the cover, the third layers defining an inner cavity;
a temperature-adjustment material applied to at least one of the third layers;
an anchor band coupled to the zipper by reinforced stitching, the anchor band comprising an elastic material; and
fill material disposed within the inner cavity,
wherein the first layers each comprise a first material, the second layers each comprise a second material and the third layers each comprise a third material, the first material being different from the second material and the third material and the second material being different from the first material and the third material,
wherein the first material is a heat and moisture wicking fabric, the second material is a filter fabric and the third material is a cushioning material, and
wherein the anchor band comprises a first anchor band, a second anchor band, a third anchor band and a fourth anchor band, the anchor bands each including opposite first and second ends, the first and second ends of the first and second anchor bands each being coupled to the zipper, the first ends of the third and fourth anchor bands each being coupled to the zipper, the second ends of the third and fourth anchor bands not being coupled to the zipper.
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