US 12,278,821 B2
Intelligent real time dynamic smart contract generation for secure processing of internet of things (IoT) device based events
Shailendra Singh, Maharashtra (IN)
Assigned to Bank of America Corporation, Charlotte, NC (US)
Filed by Bank of America Corporation, Charlotte, NC (US)
Filed on Jan. 23, 2024, as Appl. No. 18/419,655.
Application 18/419,655 is a continuation of application No. 17/574,771, filed on Jan. 13, 2022, granted, now 11,924,222.
Prior Publication US 2024/0163292 A1, May 16, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 29/06 (2006.01); G16Y 40/35 (2020.01); H04L 9/40 (2022.01); H04L 67/12 (2022.01)
CPC H04L 63/12 (2013.01) [G16Y 40/35 (2020.01); H04L 67/12 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computing platform comprising:
at least one processor;
a communication interface communicatively coupled to the at least one processor; and
memory storing computer-readable instructions that, when executed by the at least one processor, cause the computing platform to:
extract, from an event processing request from an initiating internet of things (IoT) device, one or more event features;
produce, using a deep learning engine and based on the one or more event features, a smart contract corresponding to the event processing request;
identify, using a distributed ledger, whether the one or more event features comply with the smart contract; and
based on identifying that the one or more event features do comply with the smart contract, send, to an event processing system, authorization to process the event processing request, wherein sending the authorization to process the event processing request causes the event processing system to transfer funds from an account of a user corresponding to the initiating IoT device to an account of an enterprise corresponding to a service provider IoT device.