US 12,277,599 B2
Systems and methods for obtaining accountant prepared financial statement confirmation
Charles Brian Fox, Brentwood, TN (US)
Assigned to Capital Confirmation, Inc., Brentwood, TN (US)
Filed by Capital Confirmation, Inc., Brentwood, TN (US)
Filed on May 9, 2023, as Appl. No. 18/144,998.
Application 18/144,998 is a continuation of application No. 14/180,754, filed on Feb. 14, 2014, granted, now 11,861,696.
Claims priority of provisional application 61/764,614, filed on Feb. 14, 2013.
Prior Publication US 2023/0274350 A1, Aug. 31, 2023
Int. Cl. G06Q 40/03 (2023.01); G06Q 40/12 (2023.01)
CPC G06Q 40/03 (2023.01) [G06Q 40/12 (2013.12)] 14 Claims
OG exemplary drawing
 
1. A method of independently confirming accuracy and validity of accountant prepared financial statements associated with a client via a confirmation server associated with a confirmation system, linked separately and independently via a communications network comprising secure encryption protocols to each of a financial statement user, the client, and an accountant, and wherein the confirmation system is operated by a service provider independent of any lending institution, the method being executed by one or more processors configured to implement operations comprising:
receiving from the accountant, by the confirmation system and via the communications network, an identification of the client and a request to upload one or more financial statements associated with the client;
querying an accountant license database, by the confirmation system, to determine at least a licensed or an unlicensed professional status of the accountant;
upon determining at least a licensed professional status of the accountant, transmitting a notification from the confirmation system to the client that the accountant has requested to upload the one or more financial statements;
responsive to approval from the client relating to the accountant request, securely receiving the one or more financial statements at the confirmation server from the accountant via the communications network;
notifying, by the confirmation system, the client that the one or more financial statements have been uploaded and are available only for review and release by the client via the confirmation system;
receiving selected permissions for approving one or more financial statement users comprising at least the financial statement user to access the one or more financial statements at the confirmation server via the communications network, the selected permissions corresponding to a selection received from the client wherein the selected permissions comprise download permission and a length of time or expiration time associated therewith, the selected permissions configured to be stored at the server of the confirmation system responsive to receipt of the selected permissions from the client after receipt of the financial statement;
notifying each of the one or more approved financial statement users that the one or more stored financial statements are accessible for download via the confirmation system; and
upon receiving a request to access at least one of the stored one or more financial statements from any one of the one or more approved financial statement users, securely transmitting the requested at least one financial statement, via the communications network, from the confirmation system to the requesting one or more approved financial statement users in accordance with the selected permissions, wherein the financial statement is unaltered by the client and transmitted from the accountant to the requesting one or more approved financial statement users exclusively via the confirmation system.