US 12,277,537 B2
Multi-directional wallet connector apparatuses, methods and systems
Thomas Purves, San Francisco, CA (US); Shilpak Mahadkar, Singapore (SG); Tenni Theurer, Foster City, CA (US); and Ayman Hammad, Foster City, CA (US)
Assigned to VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US)
Filed by Visa International Service Association, San Francisco, CA (US)
Filed on Sep. 30, 2023, as Appl. No. 18/479,018.
Application 18/479,018 is a continuation of application No. 17/868,502, filed on Jul. 19, 2022, granted, now 11,803,825.
Application 17/868,502 is a continuation of application No. 17/064,832, filed on Oct. 7, 2020, granted, now 11,397,931, issued on Jul. 26, 2022.
Application 17/064,832 is a continuation of application No. 16/440,486, filed on Jun. 13, 2019, granted, now 10,825,001, issued on Nov. 3, 2020.
Application 16/440,486 is a continuation of application No. 15/839,493, filed on Dec. 12, 2017, granted, now 10,354,240, issued on Jul. 16, 2019.
Application 15/839,493 is a continuation of application No. 15/168,127, filed on May 30, 2016, granted, now 9,959,531, issued on May 1, 2018.
Application 15/168,127 is a continuation of application No. 13/802,658, filed on Mar. 13, 2013, granted, now 9,355,393, issued on May 31, 2016.
Application 13/802,658 is a continuation in part of application No. 13/624,779, filed on Sep. 21, 2012, abandoned.
Application 13/624,779 is a continuation in part of application No. 13/589,053, filed on Aug. 17, 2012, abandoned.
Claims priority of provisional application 61/668,441, filed on Jul. 5, 2012.
Claims priority of provisional application 61/612,368, filed on Mar. 18, 2012.
Claims priority of provisional application 61/588,620, filed on Jan. 19, 2012.
Claims priority of provisional application 61/537,421, filed on Sep. 21, 2011.
Claims priority of provisional application 61/525,168, filed on Aug. 18, 2011.
Prior Publication US 2024/0112163 A1, Apr. 4, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/10 (2012.01); G06Q 20/28 (2012.01); G06Q 20/36 (2012.01)
CPC G06Q 20/105 (2013.01) [G06Q 20/28 (2013.01); G06Q 20/36 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method, comprising:
receiving, by a wallet server, a transaction request initiated by a user computing device;
sending, by the wallet server, an authentication response to a merchant server based on receiving the transaction request;
receiving, by the wallet server, a token for the transaction request from the merchant server, wherein the token comprises user account information; and
validating, by the wallet server, the transaction request based on the token.