US 11,954,735 B1
Digital property protection systems
Nicholas Joseph Chmielewski, Chicago, IL (US); Jeffrey Scott Dwoskin, Somerville, MA (US); Paul Kim, Manhasset, NY (US); and Daniel Crouse, Seattle, WA (US)
Assigned to AON RISK SERVICES, INC. OF MARYLAND, New York, NY (US)
Filed by AON RISK SERVICES, INC. OF MARYLAND, New York, NY (US)
Filed on May 31, 2019, as Appl. No. 16/428,263.
Int. Cl. G06Q 40/08 (2012.01); G06F 21/88 (2013.01)
CPC G06Q 40/08 (2013.01) [G06F 21/88 (2013.01)] 13 Claims
OG exemplary drawing
 
1. A method, comprising:
receiving a request to register a digital property with a digital-property repository and a document obfuscation value associated with the digital property;
communicating with a blockchain system to cause the blockchain system to include the document obfuscation value on a blockchain of the blockchain system;
receiving, from the blockchain system, confirmation that the document obfuscation value has been included in the blockchain;
generating a record indicating that the digital property is registered with the digital-property repository based at least in part on the document obfuscation value being included in the blockchain;
receiving due diligence information from an entity associated with the digital property;
determining a value of the digital property based at least in part on at least a portion of the due diligence information and the digital property being registered with the digital-property repository;
determining a degree of network security associated with the digital property;
determining a degree of physical security associated with the digital property;
generating, based at least in part on the value, the degree of the network security, and the degree of the physical security, a recommendation to issue an insurance policy covering theft of the digital property;
generating a loss matrix associated with the recommendation, the loss matrix automatically generated based at least in part on the value, the degree of the network security, and the degree of the physical security, the loss matrix including multiple loss tiers and corresponding trigger events;
sending the recommendation to issue the insurance policy to an insurer, wherein the recommendation indicates the loss matrix with the trigger events that, upon occurrence, would correspond to a claimable event;
determining, based at least in part on a report received during a term of the insurance policy, that the digital property has been disclosed to a third party, the report generated utilizing a wizard configured to enable input functionality via a user interface; and
sending, to at least one of the insurer or the entity, an indication that the digital property has been disclosed to the third party.