CPC G06Q 30/018 (2013.01) [G06Q 40/06 (2013.01); H04L 9/0637 (2013.01); G06Q 20/389 (2013.01); Y02P 70/00 (2015.11); Y02P 90/82 (2015.11)] | 13 Claims |
1. A platform system for calculating payment, contribution, investment and dividend return of carbon emission charges/contributions based on a blockchain, the system comprising:
a financial institution server comprising: a hardware memory storing a financial institution database storing transaction details data; and a hardware processor configured to provide the transaction details data to external devices through a network including an Internet network or a mobile communication network, in response to a data inquiry request including consumption details based on user's on-line based purchase of goods and services, from the external devices;
a carbon pay server connected to the financial institution server and a customer terminal through the network, and comprising a hardware processor configured to analyze, through an algorithm, carbon emissions, charges/contributions, and a consumption pattern according to the transaction details data of the user provided from the financial institution server, and transmit, to the customer terminal, information on the carbon emissions, the charges/contributions, and the consumption pattern and informations and tips related to carbon emission reduction activities to facilitate low carbon lifestyle change,
wherein the hardware processor of the carbon pay server is further configured to collect, over the network, crawled information by crawling only desired information based on the user's transaction details data provided from the financial institution server;
the customer terminal in which an application is installed, wherein the customer terminal comprising a hardware processor configured to display, on a screen of the customer terminal, consumption patterns/results based on the transaction details data according to user's purchases, the carbon emissions according to the consumption details, and charges according to the carbon emissions and provides the informations and tips related to carbon emissions reduction activities; and
a customer node device, a non-profit contribution options node device, and a profitable investment options node device, which are connected through a blockchain network and configured to share transaction information of investments and earnings each other,
wherein the customer node device, the non-profit contribution options node device, and the profitable investment options node device are configured to:
perform functions including a wallet function of generating and confirming a transaction with an identified address, a function of decrypting by using a computer to obtain right to create a block, and a mining function of receiving coins in return; and
verify and approve transactions and blocks, and perform P2P network transmission.
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