US 11,954,655 B1
Authentication alerts
Michael Burger, Aliso Viejo, CA (US); Michael John Dean, Torrance, CA (US); Mark Joseph Kapczynski, Santa Monica, CA (US); and Nelson Yu, El Monte, CA (US)
Assigned to ConsumerInfo.com, Inc., Costa Mesa, CA (US)
Filed by Consumerinfo.com, Inc., Costa Mesa, CA (US)
Filed on Dec. 15, 2021, as Appl. No. 17/644,539.
Application 17/644,539 is a continuation of application No. 16/893,194, filed on Jun. 4, 2020, granted, now 11,232,413.
Application 16/893,194 is a continuation of application No. 16/153,557, filed on Oct. 5, 2018, granted, now 10,685,336, issued on Jun. 16, 2020.
Application 16/153,557 is a continuation of application No. 15/498,304, filed on Apr. 26, 2017, granted, now 10,115,079, issued on Oct. 30, 2018.
Application 15/498,304 is a continuation of application No. 13/524,920, filed on Jun. 15, 2012, granted, now 9,665,854, issued on May 30, 2017.
Claims priority of provisional application 61/540,654, filed on Sep. 29, 2011.
Claims priority of provisional application 61/504,955, filed on Jul. 6, 2011.
Claims priority of provisional application 61/497,826, filed on Jun. 16, 2011.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/00 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01); G06Q 40/03 (2023.01); H04L 67/55 (2022.01); H04M 1/72436 (2021.01); H04M 1/72448 (2021.01); H04M 1/72484 (2021.01)
CPC G06Q 20/00 (2013.01) [G06Q 20/4037 (2013.01); G06Q 20/425 (2013.01); G06Q 40/03 (2023.01); H04L 67/55 (2022.05); H04M 1/72436 (2021.01); H04M 1/72448 (2021.01); H04M 1/72484 (2021.01)] 20 Claims
OG exemplary drawing
 
11. A computer-implemented method comprising:
receiving information identifying an individual for whom an authentication request has been received in association with a request from a requesting entity that received the information in real time from a person alleging to be the individual, wherein the authentication request is in association with a new account opening with the requesting entity;
providing a first notification to a device of the individual as at least one of: a text message, push alert, call, or message within a software application, wherein the first notification provides notification to the individual that the authentication request was received regarding the individual, wherein the first notification requests confirmation that the person alleging to be the individual is actually the individual;
determining that the authentication request is authorized based on a response to the first notification received from the device of the individual; and
in response to determining that the authentication request is authorized:
providing a second notification indicating authorization of identity information of the individual in association with the authentication request.