US 12,272,215 B2
Contactless card personal identification system
Kevin Osborn, Newton, MA (US); Srinivasa Chigurupati, Long Grove, IL (US); and Jeffrey Rule, Chevy Chase, MD (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Aug. 10, 2023, as Appl. No. 18/232,493.
Application 18/232,493 is a continuation of application No. 18/082,890, filed on Dec. 16, 2022, granted, now 11,776,348.
Application 18/082,890 is a continuation of application No. 17/377,189, filed on Jul. 15, 2021, granted, now 11,557,164, issued on Jan. 17, 2023.
Application 17/377,189 is a continuation of application No. 16/826,522, filed on Mar. 23, 2020, granted, now 11,080,961, issued on Aug. 3, 2021.
Application 16/826,522 is a continuation of application No. 16/725,133, filed on Dec. 23, 2019, granted, now 10,657,754, issued on May 19, 2020.
Prior Publication US 2024/0087394 A1, Mar. 14, 2024
Int. Cl. G07F 7/10 (2006.01); G06K 19/07 (2006.01); G06K 19/077 (2006.01)
CPC G07F 7/1008 (2013.01) [G06K 19/0723 (2013.01); G06K 19/07749 (2013.01)] 18 Claims
OG exemplary drawing
 
1. A computer-implemented method, comprising:
receiving, using at least one processor, a personal identification number (PIN) associated with at least one computing device, the PIN being provided by the at least one computing device in response to a request by a contactless card to execute a transaction;
comparing, using the at least one processor, the received PIN with a stored PIN;
upon determining, using the at least one processor, a match between the stored PIN and the received PIN, and a match between an expected encrypted data generated by the at least one processor and a received encrypted data received from the contactless card, authorizing execution of the transaction, the received encrypted data is generated by the contactless card and received in response to the request for execution of the transaction, the expected encrypted data is generated using stored information associated with the contactless card; and
upon failing to determine, using the at least one processor, a match between at least one of: the received PIN and the stored PIN, and the expected encrypted data and the received encrypted data, preventing authorization of execution of the transaction.