US 12,271,882 B2
Automatically processing split payments in POS device
Joon Maeng, Newcastle, WA (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Nov. 13, 2023, as Appl. No. 18/389,092.
Application 18/389,092 is a continuation of application No. 17/195,276, filed on Mar. 8, 2021, granted, now 11,816,651.
Application 17/195,276 is a continuation of application No. 15/141,020, filed on Apr. 28, 2016, granted, now 10,943,220.
Prior Publication US 2024/0078529 A1, Mar. 7, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/20 (2012.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/36 (2012.01)
CPC G06Q 20/204 (2013.01) [G06Q 20/10 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/36 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system, comprising:
one or more processors coupled to non-transitory memory, the one or more processors configured to perform operations comprising:
initiating a transaction including a payment amount at a point-of-sale device;
determining, based on a notification received from the point-of-sale device, that the point-of-sale device is capable of processing split payments;
responsive to determining that the point-of-sale device is capable of accepting split payments, selecting a plurality of payment accounts from a set of payment accounts to complete the transaction based on a predetermined selection logic;
generating payment information representing the plurality of payment accounts, the payment information comprising respective authentication information for each payment account of the plurality of payment accounts; and
transmitting the payment information to the point-of-sale device, causing the point-of-sale device to utilize the respective authentication information for each payment account of the plurality of payment accounts to complete the transaction.