US 11,948,211 B2
Systems and methods for prompting a foreign currency transaction
David Samuel Tax, Toronto (CA); Milos Dunjic, Oakville (CA); Kushank Rastogi, Toronto (CA); and Joseph Matthew Capern, Toronto (CA)
Assigned to The Toronto-Dominion Bank, Ontario (CA)
Filed by The Toronto-Dominion Bank, Toronto (CA)
Filed on May 16, 2023, as Appl. No. 18/318,216.
Application 18/318,216 is a continuation of application No. 17/111,777, filed on Dec. 4, 2020, granted, now 11,704,754.
Prior Publication US 2023/0289904 A1, Sep. 14, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 30/00 (2023.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 30/0601 (2023.01); G06Q 40/04 (2012.01); G06Q 50/14 (2012.01); H04W 4/02 (2018.01); H04W 4/20 (2018.01)
CPC G06Q 50/14 (2013.01) [G06Q 20/3224 (2013.01); G06Q 20/381 (2013.01); G06Q 30/0631 (2013.01); G06Q 40/04 (2013.01); H04W 4/02 (2013.01); H04W 4/20 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computing device for automatically prompting a foreign currency transaction in connection with travel, the computing device comprising:
a processor;
a network connection coupled to the processor;
a memory coupled to the processor and storing processor-executable instructions that, when executed, are to cause the processor to:
detect a trip end condition based, at least in part, on determining that geolocation data received from a mobile device linked to a registered user matches a departure location in a foreign location different from a home location associated with the registered user; and
responsive to detection of the trip end condition,
determine that the registered user has a remaining foreign currency balance;
identify at least one option for using the remaining foreign currency balance at the departure location; and
send, via the network connection, a notification to the mobile device for output on a display of the mobile device, the notification providing the at least option to use the remaining foreign currency balance at the departure location.