US 11,948,154 B2
Computer-based systems configured for post-interaction data provisioning and methods of use thereof
Abhay Donthi, Cary, NC (US); Michael Mossoba, Great Falls, VA (US); and Asher Smith-Rose, Arlington, VA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jul. 29, 2021, as Appl. No. 17/388,536.
Prior Publication US 2023/0036305 A1, Feb. 2, 2023
Int. Cl. G06Q 30/016 (2023.01); G06N 20/00 (2019.01)
CPC G06Q 30/016 (2013.01) [G06N 20/00 (2019.01)] 19 Claims
OG exemplary drawing
 
1. A method comprising: receiving, by a server, an interaction session message from a computing terminal, wherein the interaction session message is related to a first session between the computing terminal and a circuitry of a personal transacting device of a user, the interaction session message comprising an identifying data of the personal transacting device; defining, by the server, based on the first session: i) a user-specific context parameter about the user, and ii) a location-specific context parameter about a physical location of the computing terminal; defining, by the server, one or more post-interaction values based on the user-specific context parameter and the location-specific context parameter; training a machine learning model with a training data set including pairs of a set of context of one or more items of contextual information and a set of recommended post-interaction data sourced from a data source including at least one of a crowdsourcing server, manual input of data, data analyzed by a third-party, searched data over the web, directories, and social networks; providing the user-specific context parameter about the user and the location-specific context parameter about the physical location of the computing terminal to a recommendation engine, the recommendation engine trained with the trained machine learning model to output the one or more post-interaction values; sending, by the server, the one or more post-interaction values to the computing terminal; instructing, by the server, the computing terminal to transmit the one or more post-interaction values to the circuitry of the personal transacting device; and sending, by the server, an instruction to a computing device associated with the user to instruct the user to position the personal transacting device in a specific arrangement with the computing device so as to enable the circuitry of the personal transacting device to establish a second session between the personal transacting device and the computing device and transfer the one or more post-interaction values to the computing device.