US 11,948,136 B1
Banking at a multi-level ATM
Arjun Thimmareddy, Charlotte, NC (US); Bryan T. King, Charlotte, NC (US); Alexander S. Lee, Jacksonville, FL (US); Vaishnavi Varma, New York, NY (US); Tony Aidoo, Aubrey, TX (US); Paula M. Booze, Charlotte, NC (US); Ramesh B. Chandanala, Charlotte, NC (US); William R. Conrad, New Castle, DE (US); Juliet Abdul-Aziz, Chester (GB); and Gerard P. Gay, Seattle, WA (US)
Assigned to Bank of America Corporation, Charlotte, NC (US)
Filed by Bank of America Corporation, Charlotte, NC (US)
Filed on Oct. 13, 2022, as Appl. No. 17/965,111.
Int. Cl. G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/1085 (2013.01) [G06Q 20/3278 (2013.01); G06Q 20/4014 (2013.01)] 7 Claims
OG exemplary drawing
 
3. An automated teller machine (ATM) comprising:
a non-transitory computer-readable memory storing computer-executable instructions that, when executed by a processor on a computer, cause the computer to:
provide access, by an ATM to a user mobile device in a vicinity of the ATM, to enable a user to interact with the mobile device to select an option presented on the mobile device to access a plurality of banking services offered at the ATM, wherein the ATM includes disposed thereon multiple vertical levels of deposit slots and withdrawal trays;
verify that the user has permission to access the banking services offered at the ATM based on user identification information submitted via the mobile device;
after verification of the user identification information, enable the user to access the banking services at the ATM by interacting with the mobile device and to view on the mobile device information related to the banking services; and
in response to user interaction with the mobile device, accept a deposit of currency or one or more checks at a user-selected or an ATM-selected one of the deposit slots or dispense a withdrawal of currency at a user-selected or an ATM-selected one of the withdrawal trays.