US 11,945,448 B2
Vehicle telematics based driving assessment
Dana Ferguson, Chicago, IL (US); Jared S. Snyder, Chicago, IL (US); Anna Yum-Wai-Shan Chou, Palo Alto, CA (US); Craig Chang, Menlo Park, CA (US); Aaron D. Daly, Belmont, CA (US); and William F. Polisson, Jr., Vernon Hills, IL (US)
Assigned to Allstate Insurance Company, Northbrook, IL (US)
Filed by Allstate Insurance Company, Northbrook, IL (US)
Filed on Nov. 24, 2021, as Appl. No. 17/534,612.
Application 17/534,612 is a continuation of application No. 16/823,684, filed on Mar. 19, 2020, granted, now 11,214,266.
Application 16/823,684 is a continuation of application No. 15/613,919, filed on Jun. 5, 2017, granted, now 10,633,001, issued on Apr. 28, 2020.
Prior Publication US 2022/0153280 A1, May 19, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. B60W 40/09 (2012.01); G06Q 40/08 (2012.01); G07C 5/00 (2006.01); G07C 5/02 (2006.01); G07C 5/08 (2006.01)
CPC B60W 40/09 (2013.01) [G07C 5/008 (2013.01); G07C 5/02 (2013.01); G07C 5/0808 (2013.01); G07C 5/0841 (2013.01); G06Q 40/08 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A driving assessment system, comprising:
a computing device comprising:
a processor; and
memory storing computer-readable instructions that, when executed by the processor, cause the computing device associated with a user in a vehicle to:
receive, from the another computing device, a quantity of unlocking events of the another computing device during a first period and based on vehicle operational data associated with the first period of operating the vehicle collected by one or more sensors devices of the vehicle; and
calculate, based on the quantity of unlocking events and the vehicle operational data, a behavior score for the first period.