US 12,267,320 B2
Multi-user biometric authentication
Son Mays, Ashburn, VA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Apr. 22, 2022, as Appl. No. 17/660,262.
Prior Publication US 2023/0344827 A1, Oct. 26, 2023
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/22 (2012.01); H04L 9/40 (2022.01)
CPC H04L 63/0861 (2013.01) [G06Q 20/229 (2020.05); G06Q 20/2295 (2020.05); G06Q 20/40 (2013.01); G06Q 20/401 (2013.01); H04L 63/102 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system for multi-user biometric authentication, the system comprising:
one or more memories; and
one or more processors, communicatively coupled to the one or more memories, configured to:
receive a first set of interaction request data indicating a request by a first user to perform a requested interaction via a user account, wherein the first user is associated with the user account, and wherein the first set of interaction request data indicates a first user identifier and first user biometric authentication data associated with the first user;
identify, based on receiving the first set of interaction request data, a second user identifier associated with a second user associated with the user account;
determine whether interaction information associated with the requested interaction and indicated by the first set of interaction request data satisfies an authorization condition, wherein the authorization condition is ranked based on a relative priority;
transmit, to a second user device associated with the second user and based on determining that the interaction information satisfies the authorization condition, a second user authentication request to authenticate the second user and to authorize the requested interaction;
receive, from the second user device, second user biometric authentication data associated with the second user; and
authorize the requested interaction based on receiving the second user biometric authentication data within a time threshold after a request time associated with the request and indicated by the first set of interaction request data.