US 12,266,245 B2
Computer-based system for provisioning new accounts using location-based authentication
Shari Van Cleave, San Francisco, CA (US); Darren Michael Goetz, Salinas, CA (US); and Dennis Emmanuel Montenegro, Concord, CA (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Jan. 26, 2024, as Appl. No. 18/424,365.
Application 18/424,365 is a continuation of application No. 18/188,121, filed on Mar. 22, 2023, granted, now 11,908,286.
Application 18/188,121 is a continuation of application No. 17/500,677, filed on Oct. 13, 2021, granted, now 11,625,991, issued on Apr. 11, 2023.
Application 17/500,677 is a continuation of application No. 17/171,819, filed on Feb. 9, 2021, granted, now 11,151,845, issued on Oct. 19, 2021.
Prior Publication US 2024/0169809 A1, May 23, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G07F 19/00 (2006.01)
CPC G07F 19/204 (2013.01) [G07F 19/203 (2013.01); G07F 19/206 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
receiving, by a computing device from a customer device, a request to provision a financial account for a customer;
receiving, by the computing device from a financial terminal, authentication information, wherein the financial terminal received the authentication information from a mobile device of the customer; and
based on verifying a location of the mobile device being within a predetermined distance of a location of the financial terminal, provisioning, by the computing device, the financial account for the customer.