	US 12,265,960 B2
	Systems and methods for cross-ecosystem aggregation of assets using distributed ledgers
Christine Moy, New York, NY (US); Tyrone Lobban, London (GB); Keerthi Moudgal, Brooklyn, NY (US); and Stuart Hunter, New York, NY (US)
Assigned to JPMORGAN CHASE BANK, N.A., New York, NY (US)
Filed by JPMORGAN CHASE BANK, N.A., New York, NY (US)
Filed on Nov. 2, 2020, as Appl. No. 17/087,337.
Claims priority of provisional application 62/929,543, filed on Nov. 1, 2019.
Prior Publication US 2021/0209585 A1, Jul. 8, 2021
Int. Cl. G06Q 20/36 (2012.01); G06Q 20/40 (2012.01)

CPC G06Q 20/3678 (2013.01) [G06Q 20/401 (2013.01); G06Q 2220/00 (2013.01)]

15 Claims

1. A method for cross-ecosystem aggregation of assets using distributed ledgers, comprising:

receiving, at a gateway in communication with a plurality of distributed ledger networks and an asset marketplace, a notification from a seller of an energy credit asset that is available for purchase on a first distributed ledger network of the plurality of distributed ledger networks written as an energy credit asset token in a seller electronic wallet on the first distributed ledger network that is specific to the first distributed ledger network;

making, by the gateway, the energy credit asset available for purchase on the asset marketplace;

receiving, from the asset marketplace, a purchase of the energy credit asset by a buyer participating on a second distributed ledger network of the plurality of distributed ledger networks, the purchase comprising a cash token from a buyer electronic wallet on the second distributed ledger network that is specific to the second distributed ledger network;

verifying, by the buyer, that the energy credit asset token is active by confirming that the energy credit asset token is on a list of active energy credit asset tokens;

validating, by the seller, the cash token by checking a digital signature on the cash token;

verifying, by the seller, that the cash token is active by confirming that the cash token is on a list of active cash tokens;

communicating, by the gateway, the purchase to the first distributed ledger network in response to the verification that the energy credit asset token is verified as active, the validation of the cash token, and the verification that the cash token is active;

transferring, by the gateway, the energy credit asset token from the electronic wallet for the seller to the electronic wallet for the buyer by updating ownership of the energy credit asset token on both the second distributed ledger network and on the first distributed ledger network; and

transferring, by the gateway, the cash token from the electronic wallet for the buyer to the electronic wallet for the seller by updating ownership of the cash token on both the second distributed ledger network and on the first distributed ledger network.