US 12,265,952 B1
Mobile check deposit
Marlen L. Foster, Fairfield, CA (US); Connie K. Yung, San Francisco, CA (US); Vijay Narayanan, San Jose, CA (US); Raj M. Bharadwaj, Plymouth, MN (US); Soumitri Naga Kolavennu, Plymouth, MN (US); Jessica G. Winberg, Prescott, WI (US); Balasubramanian Narayanan, Eagan, MN (US); and Hima Rama Subrahmanyam Vishnubhotla, Suwanee, GA (US)
Assigned to U.S. Bank National Association, Minneapolis, MN (US)
Filed by U.S. Bank National Association, Minneapolis, MN (US)
Filed on Nov. 22, 2024, as Appl. No. 18/956,088.
Application 18/956,088 is a continuation of application No. 18/675,774, filed on May 28, 2024.
Application 18/675,774 is a continuation of application No. 18/466,347, filed on Sep. 13, 2023, granted, now 12,039,504, issued on Jul. 16, 2024.
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01); G06Q 40/02 (2023.01); G06V 30/19 (2022.01); G06V 30/224 (2022.01)
CPC G06Q 20/0425 (2013.01) [G06Q 20/108 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/326 (2020.05); G06Q 20/4016 (2013.01); G06Q 20/42 (2013.01); G06Q 40/02 (2013.01); G06V 30/19013 (2022.01); G06V 30/19093 (2022.01); G06V 30/1916 (2022.01); G06V 30/2253 (2022.01)] 20 Claims
OG exemplary drawing
 
1. A method for remote processing of an object, the method comprising:
receiving a first image of the object, the first image captured by an image capture device of a mobile device;
at the mobile device and before any image of the object is sent from the mobile device to a server:
performing optical character recognition on the first image to generate first optical character recognition data;
determining that the first optical character recognition data generated from the first image lacks at least some data required for processing;
initiating a remediation process to obtain the lacking data, the remediation process including:
providing, via the mobile device, an indication of the lacking data;
after providing the indication, receiving a second image of the object, the second image having been captured by the image capture device of the mobile device;
performing optical character recognition on the second image, thereby generating second optical character recognition data;
verifying that the second optical character recognition data includes all data required for processing; and
discarding the first image;
responsive to the verifying, providing the second optical character recognition data to a server for validation processing;
after providing the second optical character recognition data, receiving a confirmation notification from the server; and
providing, by the mobile device, the second image and not the first image to the server for further processing only after receiving the confirmation notification.