| CPC G06Q 10/0635 (2013.01) | 18 Claims |
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1. A system configured to facilitate due diligence procedures through an online due diligence platform, the system comprising:
non-transitory electronic storage storing encrypted information, the encrypted information including:
user profiles associated with users of an online due diligence platform, individual user profiles including attribute values for user attributes, the user attributes characterizing the users and/or authenticated content items associated with the users, such that the user profiles include a first user profile associated with a first user, the first user profile including a first attribute value for a first user attribute and a second attribute value for a second user attribute; and
one or more physical processors configured by machine-readable instructions to:
generate, by a server hosting the online due diligence platform, user interface information defining a user interface through which risk profiles are defined by compliance organizations utilizing the online due diligence platform to carry out one or more due diligence procedures, individual risk profiles including valuation information and weighting information, the valuation information including risk parameter values for risk parameters assigned to the user profiles as a function of the attribute values for the user attributes within the user profiles, the weighting information including different weights associated with individual risk parameters;
establish one or more network connections between the server and a set of remotely-located computing platforms associated with the compliance organizations;
effectuate communication of the user interface information from the server to the set of remotely-located computing platforms associated with the compliance organizations over the one or more network connections to cause the set of remotely-located computing platforms to present instances of the user interface, such that communication of the user interface information to a first remotely-located computing platform associated with a first compliance organization is effectuated to cause the first remotely-located computing platform to present an instance of the user interface through which the first compliance organization defines a first risk profile;
obtain, by the server, user input information conveying user input into the instances of the user interface presented by the set of remotely-located computing platforms associated with the compliance organizations, the user input including definitions of the valuation information and the weighting information of the individual risk profiles, such that the user input information conveys first user input into the instance of the user interface by the first compliance organization, the first user input defining first valuation information and first weighting information for the first risk profile, the first valuation information including a first risk parameter value for a first risk parameter that is assigned as a function of the first user attribute having the first attribute value, and a second risk parameter value for a second risk parameter that is assigned as a function of the second user attribute having the second attribute value, and the first weighting information including a first weight associated with the first risk parameter and a second weight associated with the second risk parameter;
obtain, by the server, requests submitted through the set of remotely-located computing platforms associated with the compliance organizations to verify the users as part of the one or more due diligence procedures, individual ones of the requests identifying individual ones of the user profiles and including request criteria indicating information from the user profiles that is required as part of the requests, the requests including a first request by the first compliance organization, the first request identifying the first user profile and including a first set of request criteria indicating the attribute values for the first user attribute and the second user attribute are required;
in response to obtaining the requests, generate, by the server, sets of weighted risk parameter values for the user profiles based on the risk profiles and the information from the user profiles that satisfy the request criteria of the requests, such that a first weighted risk parameter value and a second weighted risk parameter value are generated for the first user profile in response to obtaining the first request, wherein the first weighted risk parameter value is generated based on the first risk parameter value and the first weight by virtue of the first user profile having the first attribute value for the first user attribute, and the second weighted risk parameter value is generated based on the second risk parameter value and the second weight by virtue of the first user profile having the second attribute value for the second user attribute;
generate, by the server, aggregate risk parameter values for the user profiles by aggregating the weighted risk parameter values, such that a first aggregate risk parameter value is generated from the first weighted risk parameter value and the second weighted risk parameter value;
grant access to the encrypted information in the non-transitory electronic storage by individual remotely-located client computing platforms associated with individual compliance organizations to facilitate presentation of the information from the user profiles that satisfy the request criteria of the requests at the individual remotely-located client computing platforms associated with the individual compliance organizations;
in response to granting access, decrypt the information from the user profiles that satisfy the request criteria of the requests based on encryption keys associated with the user profiles so that the information from the individual ones of the user profiles is made available for presentation at the individual remotely-located client computing platforms associated with the individual compliance organizations;
generate, by the server, second user interface information defining a second user interface through which the user profiles are accessed, the aggregate risk parameter values are displayed, and the authenticated content items are accessed, the second user interface being configured to display the information of the user profiles that satisfy the request criteria which has been decrypted for presentation;
effectuate communication of the second user interface information from the server to the set of remotely-located computing platforms associated with the compliance organizations over the one or more network connections to cause the set of remotely-located computing platforms to present instances of the second user interface displaying the information of the user profiles that satisfy the request criteria and the aggregate risk parameter values, such that communication of the second user interface information to the first remotely-located computing platform associated with the first compliance organization is effectuated to cause the first remotely-located computing platform to present an instance of the second user interface displaying the first attribute value, the second attribute value, and the first aggregate risk parameter value, the second user interface further including a selectable user interface element configured to cause presentation of a first authenticated content item associated with the first user profile, such that selection of the selectable user interface element in the instance of the second user interface presented by the first remotely-located computing platform causes the second user interface to display a window presenting the first authenticated content item;
wherein generating the second user interface information includes accessing the non-transitory electronic storage, decrypting the information from the user profiles that satisfy the request criteria, and generating visual content items representing the aggregate risk parameter values, individual ones of the visual content items being displayed as part of individual instances of the second user interface, such that a first visual content item representing the first aggregate risk parameter value is generated and displayed in the instance of the second user interface presented by the first remotely-located computing platform; and wherein the visual content items are representative of the aggregate risk parameter values through one or more of color-coding, text-based indicia, or graphical indicators.
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