US 11,941,703 B2
System and method for providing photo-based estimation
Denny Devasia Kuruvilla, Toronto (CA); Esli Gjini, Etobicoke (CA); Sarah Reeve, Toronto (CA); Harjot Singh Panag, Brampton (CA); Justin Seto, Markham (CA); Naomi Sarah Feth, Toronto (CA); and Anurag Thakur, Toronto (CA)
Assigned to The Toronto-Dominion Bank, Toronto (CA)
Filed by The Toronto-Dominion Bank, Toronto (CA)
Filed on Oct. 20, 2021, as Appl. No. 17/506,025.
Application 17/506,025 is a continuation of application No. 16/153,076, filed on Oct. 5, 2018, granted, now 11,182,860.
Prior Publication US 2022/0044330 A1, Feb. 10, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/08 (2012.01); G06Q 30/016 (2023.01); H04L 51/02 (2022.01); H04L 51/046 (2022.01)
CPC G06Q 40/08 (2013.01) [G06Q 30/016 (2013.01); H04L 51/02 (2013.01); H04L 51/046 (2013.01)] 20 Claims
OG exemplary drawing
 
11. A method comprising:
sending, via a communications module and to a remote computing device, a signal comprising a chat interface allowing a user of the remote computing device to exchange instant text messages with a chat-bot;
receiving, via the communications module and from the remote computing device, a signal representing one or more instant text messages sent through the chat interface;
evaluating the one or more instant text messages to determine whether a claim has a risk level below a threshold risk level; and
responsive to determining that the claim has the risk level below the threshold risk level, engaging a photo-based estimation module to remotely receive a signal representing image data and to enable image capture at the remote computing device within the chat interface in response to determining that the image data received from the remote computing device corresponds to a preferred scene of a vehicle.