US 11,941,607 B2
Card issuing with restricted virtual numbers
Jeffrey Rule, Chevy Chase, MD (US); Kevin Osborn, Newton, MA (US); and Wayne Lutz, Fort Washington, MD (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Aug. 6, 2021, as Appl. No. 17/396,086.
Application 17/396,086 is a continuation of application No. 16/726,210, filed on Dec. 23, 2019, granted, now 11,113,685.
Prior Publication US 2022/0027889 A1, Jan. 27, 2022
Int. Cl. G06Q 20/34 (2012.01); G06F 21/31 (2013.01); G06K 19/07 (2006.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); H04L 9/32 (2006.01); G06Q 20/36 (2012.01)
CPC G06Q 20/352 (2013.01) [G06F 21/31 (2013.01); G06K 19/0716 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/351 (2013.01); G06Q 20/3552 (2013.01); G06Q 20/4012 (2013.01); H04L 9/3234 (2013.01); G06Q 20/326 (2020.05); G06Q 20/3272 (2013.01); G06Q 20/354 (2013.01); G06Q 20/3563 (2013.01); G06Q 20/367 (2013.01); G06Q 20/3672 (2013.01); G06Q 20/4018 (2013.01)] 20 Claims
OG exemplary drawing
 
1. An apparatus, comprising:
a display device;
near field communication (NFC) circuitry configured to communicate data;
memory configured to store instructions;
processing circuitry coupled with the memory, the NFC circuitry, and the display device, the processing circuitry configured to process the instructions, that when executed, cause the processing circuitry to:
detect an indication to generate a virtual card number for a second contactless card or a computing device based on a first contactless card;
cause a prompt to display on the display device, the prompt to prompt a user to bring the first contactless card within a distance of the apparatus to communicate in accordance with NFC;
detect, via the NFC circuitry, the first contactless card;
receive, via the NFC circuitry, a cryptogram from the first contactless card, the cryptogram comprising identifying information to authenticate the user;
send the cryptogram to one or more remote devices to authenticate the user;
receive a second indication from the one or more remote devices that authentication of the user is successful;
determine, in response to authentication of the user, the virtual card number; and
send the virtual card number to the second contactless card or to the computing device.