US 12,261,846 B2
Confirming authenticity of a user to a third-party system
Helcio Cano, Peachtree Corners, GA (US); Rich Huffman, Roswell, GA (US); Ravindra Bijlani, Alpharetta, GA (US); Richard Michaelson, Shoreview, MN (US); Rob Harris, Minneapolis, MN (US); Vivian Van Zyl, Atlanta, GA (US); Esther Pigg, Duluth, GA (US); and Marty Romain, Oakdale, MN (US)
Assigned to Equifax, Inc., Atlanta, GA (US); and Fidelity Information Services, Inc., Jacksonville, FL (US)
Filed by EQUIFAX, INC., Atlanta, GA (US); and FIDELITY INFORMATION SERVICES, LLC, Jacksonville, FL (US)
Filed on Apr. 10, 2024, as Appl. No. 18/631,333.
Application 18/631,333 is a continuation of application No. 18/128,628, filed on Mar. 30, 2023, granted, now 11,962,590.
Application 18/128,628 is a continuation of application No. 17/523,674, filed on Nov. 10, 2021, granted, now 11,632,371, issued on Apr. 18, 2023.
Application 17/523,674 is a continuation of application No. 16/473,182, granted, now 11,223,621, issued on Jan. 11, 2022, previously published as PCT/US2018/012658, filed on Jan. 5, 2018.
Claims priority of provisional application 62/443,236, filed on Jan. 6, 2017.
Prior Publication US 2024/0259372 A1, Aug. 1, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 9/40 (2022.01); H04L 67/53 (2022.01); H04L 9/32 (2006.01); H04L 67/306 (2022.01); H04W 12/06 (2021.01)
CPC H04L 63/0884 (2013.01) [H04L 63/083 (2013.01); H04L 67/53 (2022.05); H04L 9/3271 (2013.01); H04L 67/306 (2013.01); H04L 2463/102 (2013.01); H04W 12/06 (2013.01)] 19 Claims
OG exemplary drawing
 
1. A server device comprising:
at least one processor; and
a non-transitory computer-readable storage device comprising instructions that are executable by the at least one processor to:
receive an electronic transaction code and a digital identifier of a user device associated with a user to authenticate the user to perform transactions through the user device at a third-party electronic device;
confirm the electronic transaction code and the digital identifier, wherein confirming comprises:
validating the electronic transaction code by matching the electronic transaction code with a stored electronic transaction code from a plurality of electronic transaction codes stored in a network storage; and
verifying authenticity of the user associated with the digital identifier as involved in a transaction with the third-party electronic device; and
in response to confirming the electronic transaction code and the digital identifier, provide a confirmation of the authenticity of the user to the third-party electronic device for use in authenticating a requested transaction by the user device at the third-party electronic device.