US 12,260,409 B1
Method and apparatus for digital identity authentication
Patrick Adam, San Antonio, TX (US); Dustin Starr Trimmier, San Antonio, TX (US); and Steven Gonzalez, San Antonio, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by UIPCO, LLC, San Antonio, TX (US)
Filed on Jan. 23, 2024, as Appl. No. 18/419,834.
Application 18/419,834 is a division of application No. 17/820,793, filed on Aug. 18, 2022, granted, now 11,954,684.
Application 17/820,793 is a continuation of application No. 16/863,487, filed on Apr. 30, 2020, granted, now 11,488,165, issued on Nov. 1, 2022.
Claims priority of provisional application 62/841,286, filed on May 1, 2019.
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/10 (2012.01)
CPC G06Q 20/4014 (2013.01) [G06Q 20/108 (2013.01)] 10 Claims
OG exemplary drawing
 
1. A method for providing proof of identity of a user to a requesting application, comprising:
activating, on a mobile computing device, the requesting application;
transmitting, by the requesting application, an identification verification request from the requesting application to a selected digital identification service provider application;
activating, on the mobile computing device, the selected digital identification service provider application;
receiving, by the selected digital identification service provider application, the transmitted identification verification request from the requesting application;
prompting, by the selected digital identification service provider application, the user to enter authentication information;
receiving, by the selected digital identification service provider application, authentication information entered by the user using the mobile computing device;
authenticating, by the selected digital identification service provider application, the user using the authentication information;
retrieving, by the selected digital identification service provider application, a set of digital identification information corresponding to the user in response to authenticating the user by accessing a digital identification service provider including a digital identification service provider database storing digital identifications including the set of digital identification information corresponding to the user, wherein the authentication information is different than the set of digital identification information;
displaying, by the selected digital identification service provider application, for the user, the set of digital identification information;
prompting, by the selected digital identification service provider application, the user to grant the requesting application access to the set of digital identification information;
receiving, by the selected digital identification service provider application, information indicating that the user has granted access to the set of digital identification information;
transmitting, by the selected digital identification service provider application, the set of digital identification information to the requesting application after receiving the information indicating that the user has granted access to the set of digital identification information; and
accessing, by the requesting application, a user account conditioned on the requesting application receiving the set of digital identification information transmitted by the selected digital identification service provider application.