US 12,260,391 B2
Paying telephonic order by tapping card on mobile phone
Yongjin Kim, Seoul (KR); Han Yeol Ahn, Seoul (KR); Kang Min Lee, Mountain View, CA (US); and Seunghyuk Her, Seoul (KR)
Assigned to CALLGATE CO., LTD., Seoul (KR)
Filed by CALLGATE CO., LTD., Seoul (KR)
Filed on Oct. 3, 2023, as Appl. No. 18/376,408.
Prior Publication US 2024/0112171 A1, Apr. 4, 2024
Int. Cl. G06Q 30/00 (2023.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); G06Q 30/0251 (2023.01); G05B 19/418 (2006.01)
CPC G06Q 20/3278 (2013.01) [G06Q 20/352 (2013.01); G06Q 20/4014 (2013.01); G06Q 30/0267 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method of smartphone processing for an NFC-enabled payment, the method comprising:
while a user is on a telephone call using a smartphone with a counterpart for a transaction, receiving, by the smartphone, at least one communication (referred to as “a first communication”) that is in a predetermined format to be recognized by the smartphone and comprises instructions to the smartphone for causing the smartphone
to determine if a near field communication (NFC) functionality of the smartphone is active for communication with a counterpart NFC device,
if it is determined that the NFC functionality is active, to provide a suggestion that the user tap an NFC-enabled payment card with the smartphone to proceed with a payment for the transaction, and
if it is determined that the NFC functionality of the smartphone is inactive, to initiate a process to activate the NFC functionality or to generate a notification to the user for activating the NFC functionality;
subsequently, in response to tapping of a first NFC-enabled payment card with the smartphone and while the user is still on the telephone call with the counterpart, communicating, by the smartphone, with the first NFC-enabled payment card to receive identification information for use in identifying the first NFC-enabled payment card;
subsequent to receiving the identification information and while the user is still on the telephone call with the counterpart, sending, by the smartphone, the identification information or an equivalent thereof to at least one server for processing the payment for the transaction with an account associated with the first NFC-enabled payment card;
further subsequent to sending the identification information and while the user is still on the telephone call with the counterpart, receiving, by the smartphone, at least one communication (referred to as “a second communication”) for causing to display information confirming the payment for the transaction on a display screen of the smartphone; and
completing the transaction in response to detecting that the payment has been completed.