US 12,260,388 B2
System and method for providing a Bluetooth low energy mobile payment system
David Baldie, New York, NY (US)
Assigned to American Express Travel Related Services Company, Inc., New York, NY (US)
Filed by American Express Travel Related Services Company, Inc., New York, NY (US)
Filed on Dec. 26, 2023, as Appl. No. 18/396,556.
Application 18/396,556 is a continuation of application No. 17/322,281, filed on May 17, 2021, granted, now 11,893,567.
Application 17/322,281 is a continuation of application No. 16/109,046, filed on Aug. 22, 2018, granted, now 11,010,748, issued on May 18, 2021.
Application 16/109,046 is a continuation of application No. 14/469,230, filed on Aug. 26, 2014, granted, now 10,062,073, issued on Aug. 28, 2018.
Prior Publication US 2024/0185218 A1, Jun. 6, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); H04W 48/12 (2009.01)
CPC G06Q 20/327 (2013.01) [G06Q 20/3224 (2013.01); G06Q 20/40 (2013.01); H04W 48/12 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
determining, by a merchant terminal, a location of a wireless beacon associated with a merchant by extracting a beacon identifier from user information received from a user device, wherein the beacon identifier comprises identifying information about the wireless beacon with which the user device is in communication;
determining, by the merchant terminal, that a user location of the user device, based upon the beacon identifier, is in proximity to the merchant terminal, wherein proximity is based upon a signal strength of a wireless connection between the user device and the merchant terminal;
transmitting, by the merchant terminal, merchant information to the user device in proximity to the merchant terminal using the wireless connection;
initiating, by the merchant terminal, a transaction between the merchant terminal and the user device based upon at least one of
a transaction amount or one or more items associated with the transaction, in response to the user device in proximity to the merchant terminal generating a first transaction confirmation that is transmitted to at least one of a computing device associated with a card issuer or the merchant terminal, wherein the first transaction confirmation confirms the transaction amount associated with the transaction; and
transmitting, by the merchant terminal, a second transaction confirmation to the computing device, wherein the second transaction confirmation confirms the transaction amount associated with the transaction.