US 11,935,030 B2
Method and device for conducting trusted remote payment transactions
Gyan Prakash, Beaverton, OR (US); and Selim Aissi, Menlo Park, CA (US)
Assigned to Intel Corporation, Santa Clara, CA (US)
Filed by Intel Corporation, Santa Clara, CA (US)
Filed on May 24, 2017, as Appl. No. 15/604,052.
Application 15/604,052 is a continuation of application No. 12/785,138, filed on May 21, 2010, granted, now 9,665,864, issued on May 30, 2017.
Prior Publication US 2017/0255920 A1, Sep. 7, 2017
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/32 (2012.01); G06Q 20/20 (2012.01); G06Q 20/22 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01)
CPC G06Q 20/326 (2020.05) [G06Q 20/20 (2013.01); G06Q 20/223 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/325 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/3823 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/40 (2013.01); G06Q 20/425 (2013.01)] 12 Claims
OG exemplary drawing
 
1. A mobile phone comprising:
near field communication circuitry;
cellular communication circuitry;
a processor; and
memory, wherein the memory stores instructions that, when executed by the processor, cause the processor to;
cause a trust relationship to be established, at a first time, between the mobile phone and a second mobile phone over a Near Field Communication link by verifying a physical presence of the second mobile phone relative to the mobile phone, the physical presence indicative of the mobile phone and the second mobile phone inside a communication range of the Near Field Communication link;
generate a shared passkey, at the first time, based on the established trust relationship;
send the shared passkey, at the first time, to the second mobile phone over the Near Field Communication link;
generate a public/private key pair, at the first time, based on the established trust relationship;
send the public key, at the first time, to the second mobile phone over the Near Field Communication link;
receive a list of applications, at the first time, from the second mobile phone;
determine ones of the list of applications that are authorized to request payment information on the second mobile phone;
join, based on the public key and the shared passkey, a secured connection with the second mobile phone over a cellular network at a second time after the first time, the cellular network different from the Near Field Communication Link, wherein the mobile phone and the second mobile phone are outside the communication range of the Near Field Communication link;
receive the shared passkey using the cellular network, at the second time, from the second mobile phone;
verify an identity of the second mobile phone using the received shared passkey;
access a payment request over the cellular network after the second time, the payment request initiated by an action associated with at least one of the ones of the applications that are authorized to request payment information on the second mobile phone;
validate the payment request based on the established trust relationship; and
in response to validating the payment request based on the trust relationship, transmit, to the second mobile phone and over the cellular network, the payment information including account information associated with a user of the mobile phone.