US 11,934,375 B2
System for automatic data transfer acceleration
Jonathan Joseph Prendergast, West Chester, PA (US); Thomas Osman Kelly, Wenonah, NJ (US); Sultan Harb, Cherry Hill, NJ (US); and Hitesh Bajaj, Duluth, GA (US)
Assigned to The Toronto-Dominion Bank, Toronto (CA)
Filed by The Toronto-Dominion Bank, Toronto (CA)
Filed on Jul. 28, 2022, as Appl. No. 17/875,728.
Prior Publication US 2024/0037087 A1, Feb. 1, 2024
Int. Cl. G06F 16/23 (2019.01); G06F 11/34 (2006.01); G06F 16/21 (2019.01)
CPC G06F 16/235 (2019.01) [G06F 11/3409 (2013.01); G06F 16/21 (2019.01); G06F 16/2386 (2019.01)] 23 Claims
OG exemplary drawing
 
1. A computer system comprising:
a processor;
a communications module coupled to the processor; and
a memory coupled to the processor, the memory storing instructions that, when executed, configure the processor to:
receive accelerated transfer definition data defining one or more conditions for accelerating a transfer;
obtain a due date for completing the transfer;
initiate the transfer in response to the earlier of:
determining that at least one of the conditions for accelerating the transfer have occurred; and
determining that a current date is within a defined proximity of the due date for completing the transfer.