US 12,254,518 B1
Real-time individualized action plan for clients of a financial assistance service
Bradford Stroh, San Mateo, CA (US)
Assigned to Freedom Financial Network LLC, San Mateo, CA (US)
Filed by FREEDOM FINANCIAL NETWORK, LLC, San Mateo, CA (US)
Filed on May 4, 2022, as Appl. No. 17/736,837.
Claims priority of provisional application 63/184,068, filed on May 4, 2021.
Claims priority of provisional application 63/184,057, filed on May 4, 2021.
Int. Cl. G06Q 40/12 (2023.01)
CPC G06Q 40/12 (2013.12) 20 Claims
OG exemplary drawing
 
1. A computing system comprising:
a network communication interface communicating, over one or more networks, with a computing device of a user of a financial assistance server;
one or more processors; and
a memory storing instructions that cause the computing system to:
receive, over the one or more networks, user financial data of a user of a financial assistance service;
generate, using the user financial data, a personalized balance sheet and an individualized action plan for the user, the individualized action plan providing a set of priorities for the user;
detect, in real time, by communicating, over the one or more networks, with a data source for a financial account of the user, financial update data indicating a change to a financial situation of the user;
in response to receiving the financial update data, update, in real-time, each the personalized balance sheet and the individualized action plan for the user based on the detected change, the updated individualized action plan indicating a set of actions for the user to perform based on the set of priorities; and
transmit, over the one or more networks, content data to a computing device of the user, the content data enabling the user to view and interact with the updated personalized balance sheet and the updated individualized action plan on an interactive user interface, the content data including a selectable link to a resource for enabling the user to perform at least one action of the set of actions in accordance with the set of priorities of the updated individualized action plan.