US 12,254,511 B2
Multi-part request for transfers
Milos Dunjic, Oakville (CA); David Samuel Tax, Toronto (CA); Kushank Rastogi, Toronto (CA); Casie Jade Forster, Toronto (CA); Somea Shahed, Toronto (CA); and Margaret Elizabeth Inden, Toronto (CA)
Assigned to The Toronto-Dominion Bank, Toronto (CA)
Filed by The Toronto-Dominion Bank, Toronto (CA)
Filed on Aug. 13, 2021, as Appl. No. 17/401,520.
Prior Publication US 2023/0046386 A1, Feb. 16, 2023
Int. Cl. G06Q 40/02 (2023.01); G06Q 20/10 (2012.01); H04L 67/06 (2022.01); G06Q 30/04 (2012.01)
CPC G06Q 40/02 (2013.01) [G06Q 20/108 (2013.01); H04L 67/06 (2013.01); G06Q 30/04 (2013.01)] 18 Claims
OG exemplary drawing
 
1. A computing system comprising:
a communications module;
a processor coupled to the communications module; and
a memory coupled to the processor storing instructions that, when executed by the computing system, cause the computing system to:
send a document to a transferor device, the document including a selectable option to request separation of a transfer into a plurality of transfer time periods;
receive a request to separate the transfer into the plurality of transfer time periods, the request defining a total amount and a total time period, and wherein the transfer is associated with the document;
prepare a plurality of request for transfer links, each of the links associated with a different transfer time period, wherein each transfer time period is less than or equal to the total time period, each of the links associated with a separate transfer part amount, wherein a summation of the separate transfer part amounts is equal to the total amount;
provide the plurality of request for transfer links displayed on an interface to the transferor device, each link allowing a transfer to fulfill the separate transfer part amount to be performed without requiring input of the separate transfer part amount or recipient information; and
receive, from the transferor device, at least one transfer associated with one of the plurality of request for transfer links;
associate the at least one transfer with the document; and
in response to receiving all the transfers associated with the plurality of request for transfer links, reconcile the transfers with the document.