US 12,248,606 B2
Systems, methods, and apparatuses for identifying unauthorized use of a user's authentication credentials to an electronic network based on non-public data access
Marci Anne Landy, Waxhaw, NC (US); Daniel Joseph Serna, The Colony, TX (US); Tina Berumen Pachorek, Centennial, CO (US); Jessica Hope Thompson, Grapevine, TX (US); Joseph Henry Pindell, Jr., Euless, TX (US); and Mrunal Mody, Keller, TX (US)
Assigned to BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed by BANK OF AMERICA CORPORATION, Charlotte, NC (US)
Filed on Sep. 14, 2022, as Appl. No. 17/944,746.
Prior Publication US 2024/0086569 A1, Mar. 14, 2024
Int. Cl. G06F 21/62 (2013.01); G06F 21/60 (2013.01)
CPC G06F 21/6245 (2013.01) [G06F 21/604 (2013.01); G06F 2221/2101 (2013.01); G06F 2221/2115 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system for identifying unauthorized use of a user's authentication credentials, the system comprising:
a memory device comprising non-transitory computer-readable medium with computer-readable program code stored thereon;
at least one processing device operatively coupled to the at least one memory device and at least one communication device, wherein when executed the computer-readable code is configured to cause the at least one processing device to:
receive a verified access attempt at a first time for a user account;
receive an unverified access attempt at a second time for the user account;
determine the unverified access attempt is a credential sharing event for the user account, wherein the credential sharing event comprises a sharing of user credentials associated with the user account to an unverified user;
determine the user account is an internal account;
determine an unverified user associated with the unverified access attempt is an external user;
receive unverified account access logs associated with the unverified access attempt, the unverified account access logs comprising access to non-public data; and
generate an unverified data access interface component to configure a graphical user interface of a device associated with a manager of the system.