US 12,248,545 B1
Secure digital authorization via generated datasets
Thomas E. Bell, San Francisco, CA (US); Peter Bordow, Fountain Hills, AZ (US); Julio Jiron, San Bruno, CA (US); Akhlaq M. Khan, San Francisco, CA (US); Volkmar Scharf-Katz, San Francisco, CA (US); Jeff J. Stapleton, Arlington, TX (US); Richard Orlando Toohey, San Francisco, CA (US); and Ramesh Yarlagadda, San Francisco, CA (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Sep. 1, 2022, as Appl. No. 17/901,550.
This patent is subject to a terminal disclaimer.
Int. Cl. G06F 21/32 (2013.01); G06F 21/62 (2013.01)
CPC G06F 21/32 (2013.01) [G06F 21/6209 (2013.01); G06F 21/6245 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
receiving, by a computing system comprising one or more processors, a first dataset related to a first user and a first security token, the first dataset comprising first biometric data identifying the first user;
receiving, by the computing system, a second dataset related to a second user and a second security token, the second dataset comprising second biometric data identifying the second user;
generating, by the computing system, based on the first dataset, the second dataset, and the second security token, a first set of identity elements in a first digital identity profile of the first user, and a first set of metadata corresponding to the first set of identity elements, the first set of identity elements comprising the second biometric data of the second user, and the first set of metadata identifying a linkage definition and a set activation elements;
generating, by the computing system, based on the first dataset, the second dataset, and the first security token, a second set of identity elements in a second digital identity profile of the second user, and a second set of metadata corresponding to the second set of identity elements, the second set of identity elements comprising the first biometric data, and the second set of metadata identifying the linkage definition and the set of activation elements;
receiving, by the computing system, from a plurality of computing devices, a first set of inputs corresponding to the first user and the second user;
determining, by the computing system, based on the first set of inputs, that the set of activation elements has been triggered;
in response to determining that the set of activation elements has been triggered, (i) adding, by the computing system, a trigger element to both the first set of metadata in the first digital identity profile and the second set of metadata in the second digital identity profile, and (ii) generating, by the computing system, a set of access tokens based on the first linkage definition, the set of access tokens comprising one or more access tokens;
receiving, by the computing system, from a first computing device identified in the first digital identity profile, biometric scan data;
analyzing, by the computing system, the biometric scan data to determine that the biometric scan data corresponds to the first biometric data in the second digital profile; and
in response to determining that the biometric scan data corresponds to the first biometric data in the second digital profile, transmitting, by the computing system, to the first computing device, the set of access tokens to grant the first user access to select digital assets of the second user.