US 11,924,347 B2
Identity authentication and validation
Patrik Smets, Nijlen (BE); and David Anthony Roberts, Warrington (GB)
Assigned to MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed by MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US)
Filed on Dec. 12, 2022, as Appl. No. 18/079,765.
Application 18/079,765 is a continuation of application No. 16/838,666, filed on Apr. 2, 2020, granted, now 11,528,139.
Claims priority of application No. 19167933.1 (EP), filed on Apr. 8, 2019.
Prior Publication US 2023/0155833 A1, May 18, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 9/06 (2006.01); G06Q 20/38 (2012.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01)
CPC H04L 9/3213 (2013.01) [G06Q 20/3821 (2013.01); H04L 9/0643 (2013.01); H04L 63/0876 (2013.01); H04L 2209/56 (2013.01)] 16 Claims
OG exemplary drawing
 
1. A method of validating identity credentials of a user attempting to access a resource provided by a remote resource provision system, the method comprising:
receiving, by an authentication system, from the remote resource provision system, an authentication request comprising a cryptographic representation of digital identity data of the user, which is generated from a one-way cryptographic hashing algorithm, and an associated token identifier, the digital identity data comprising at least one image of an identity document of the user, the associated token identifier specific to the digital identity data;
determining, by the authentication system, a pre-stored cryptographic identifier corresponding to the associated token identifier;
comparing, by the authentication system, the received cryptographic representation with the pre-stored cryptographic identifier; and
transmitting, by the authentication system, to the remote resource provision system, in response to determining a match between the received cryptographic representation and the pre-stored cryptographic identifier, an authentication confirmation indicating successful validation of the digital identity data.