US 11,922,512 B1
Trip-segment payments for vehicle insurance
H. Brock Kolls, Alpharetta, GA (US); and Andrew J. Garner, IV, State Road, NC (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Apr. 18, 2022, as Appl. No. 17/659,609.
Application 17/659,609 is a division of application No. 15/796,334, filed on Oct. 27, 2017, granted, now 11,334,951.
Int. Cl. G06Q 30/0283 (2023.01); G01C 21/34 (2006.01); G01C 21/36 (2006.01); G05D 1/00 (2006.01); G06Q 40/08 (2012.01); G06Q 20/26 (2012.01); G06Q 20/34 (2012.01)
CPC G06Q 40/08 (2013.01) [G01C 21/3453 (2013.01); G01C 21/3697 (2013.01); G05D 1/0088 (2013.01); G06Q 20/26 (2013.01); G06Q 20/34 (2013.01); G06Q 30/0283 (2013.01)] 16 Claims
OG exemplary drawing
 
1. A method implemented on an electronic computing device for determining vehicle insurance costs, the method comprising:
receiving a starting location and a destination location for a trip using an autonomous vehicle;
determining or receiving one or more routes for the autonomous vehicle from the starting location to the destination location;
receiving a selection of one of the one or more routes, wherein at least a first route of the one or more routes includes an advertisement;
determining or receiving an incentive to select the first route;
receiving an authorization for trip-route insurance for the one of the one or more routes;
after the authorization for trip-route insurance is received, issuing a first command to the autonomous vehicle to permit the autonomous vehicle to start;
after each segment of the trip is completed, calculating a cost of trip-segment insurance for the respective segment of the trip;
at a completion of the trip, calculating a total cost of trip-segment insurance for the trip; and
at the completion of the trip, debiting or crediting a payment card of an individual for the total cost of trip-segment insurance for the trip.