US 11,922,494 B2
Method and system for offering a credit product by a credit issuer to a consumer at a point-of-sale
Thomas H. Keithley, Monkton, MD (US)
Assigned to PayPal, Inc., San Jose, CA (US)
Filed by PAYPAL, INC., San Jose, CA (US)
Filed on Sep. 30, 2021, as Appl. No. 17/491,344.
Application 17/491,344 is a continuation of application No. 17/202,626, filed on Mar. 16, 2021.
Application 17/202,626 is a continuation of application No. 16/112,301, filed on Aug. 24, 2018, granted, now 10,949,920, issued on Mar. 16, 2021.
Application 16/112,301 is a continuation of application No. 15/628,090, filed on Jun. 20, 2017, granted, now 10,068,289, issued on Sep. 4, 2018.
Application 15/628,090 is a continuation of application No. 15/231,203, filed on Aug. 8, 2016, granted, now 9,684,931, issued on Jun. 20, 2017.
Application 15/231,203 is a continuation of application No. 14/245,964, filed on Apr. 4, 2014, granted, now 9,412,132, issued on Aug. 9, 2016.
Application 14/245,964 is a continuation of application No. 14/047,791, filed on Oct. 7, 2013, granted, now 8,719,159, issued on May 6, 2014.
Application 14/047,791 is a continuation of application No. 11/651,141, filed on Jan. 9, 2007, granted, now 8,554,669, issued on Oct. 8, 2013.
Prior Publication US 2022/0027987 A1, Jan. 27, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 40/03 (2023.01); G06Q 20/02 (2012.01); G06Q 20/20 (2012.01); G06Q 30/0207 (2023.01); G06Q 30/0601 (2023.01); G06Q 40/00 (2023.01)
CPC G06Q 40/03 (2023.01) [G06Q 20/02 (2013.01); G06Q 20/202 (2013.01); G06Q 30/0215 (2013.01); G06Q 30/0601 (2013.01); G06Q 30/0603 (2013.01); G06Q 40/00 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system comprising:
a non-transitory memory; and
one or more hardware processors coupled with the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
causing, by a third-party provider, a credit product to be displayed to a user of a user device on a website or application corresponding to a first entity, wherein the third-party provider is different than the first entity;
determining, by the third-party provider, based on communication with the website or application of the first entity, that a user interface element corresponding to the credit product has been selected by the user via the website or application; and
in response to the determining that the user interface element corresponding to the credit product has been selected by the user, causing a processing of an electronic purchase using the credit product, wherein the processing is completed without redirecting the user away from a graphical user interface corresponding to the website or application, and wherein the electronic purchase is funded by the credit product provided by the third-party provider.