US 12,244,591 B1
Systems and methods for secure logon
Thomas B. Buckingham, Fair Oaks Ranch, TX (US); Richard A. Davey, San Antonio, TX (US); Tammy Sanclemente, Helotes, TX (US); Ryan M. Johnson, San Antonio, TX (US); Adam J. Leatham, Selma, TX (US); and Christopher Thomas Wilkinson, San Antonio, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Jan. 26, 2024, as Appl. No. 18/423,602.
Application 18/423,602 is a continuation of application No. 18/193,215, filed on Mar. 30, 2023, granted, now 11,924,203.
Application 18/193,215 is a continuation of application No. 17/530,286, filed on Nov. 18, 2021, granted, now 11,658,968.
Application 17/530,286 is a continuation of application No. 16/887,891, filed on May 29, 2020, granted, now 11,212,278, issued on Dec. 28, 2021.
Application 16/887,891 is a continuation of application No. 16/398,072, filed on Apr. 29, 2019, granted, now 10,708,264, issued on Jul. 7, 2020.
Application 16/398,072 is a continuation of application No. 15/877,377, filed on Jan. 22, 2018, granted, now 10,320,783, issued on Jun. 11, 2019.
Application 15/877,377 is a continuation of application No. 14/678,178, filed on Apr. 3, 2015, granted, now 9,876,789, issued on Jan. 23, 2018.
Application 14/678,178 is a continuation of application No. 13/036,945, filed on Feb. 28, 2011, granted, now 9,021,562, issued on Apr. 28, 2015.
Claims priority of provisional application 61/308,710, filed on Feb. 26, 2010.
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 9/40 (2022.01); G06F 21/34 (2013.01); G06F 21/41 (2013.01); H04L 9/32 (2006.01); G06F 21/31 (2013.01)
CPC H04L 63/0861 (2013.01) [G06F 21/34 (2013.01); G06F 21/41 (2013.01); H04L 9/3226 (2013.01); H04L 63/0815 (2013.01); H04L 63/083 (2013.01); H04L 63/0838 (2013.01); H04L 63/0853 (2013.01); G06F 21/31 (2013.01); H04L 2463/082 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
receiving, by a user device, verification credential, wherein the verification credential is different than a previous verification credential and is configured to expire based on another user device attempting to access an online account;
pairing, by the user device, the verification credential with an authentication item;
transmitting, by the user device, the paired verification credential and authentication item, wherein the authentication item comprises user identifying information communicatively coupled to the user device; and
accessing, by the user device, the online account based on a confirmation of the paired verification credential and authentication item.