CPC G07F 7/1008 (2013.01) [G06Q 20/04 (2013.01); G06Q 20/10 (2013.01); G06Q 20/20 (2013.01); G06Q 20/341 (2013.01); G06Q 20/40145 (2013.01); G07C 9/257 (2020.01)] | 20 Claims |
1. A system, comprising:
at least one non-transitory storage medium that stores instructions; and
at least one processor that executes the instructions to:
receive information directly from a user, the information associated with an account;
in response to receiving the information directly from the user, load a local cache with data for the user from a central database;
receive a digital representation of a biometric;
determine an identity by comparing the digital representation of the biometric to the local cache; and
initiate processing of a payment using identity information associated with the identity.
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