US 12,243,031 B2
Mobile telephone transfer of funds
Jessica U. Jones, West Sussex (GB); Lee J. Peart, Surrey (GB); Blayn W. Beenau, Peoria, AZ (US); and Peter D. Saunders, Salt Lake City, UT (US)
Assigned to AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC., New York, NY (US)
Filed by AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC., New York, NY (US)
Filed on Sep. 11, 2023, as Appl. No. 18/464,682.
Application 18/464,682 is a continuation of application No. 16/250,816, filed on Jan. 17, 2019, granted, now 11,790,332.
Application 16/250,816 is a continuation of application No. 14/171,965, filed on Feb. 4, 2014, granted, now 10,223,675, issued on Mar. 5, 2019.
Application 14/171,965 is a continuation of application No. 11/741,170, filed on Apr. 27, 2007, granted, now 8,688,570, issued on Apr. 1, 2014.
Prior Publication US 2024/0013171 A1, Jan. 11, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/10 (2012.01); G06Q 20/22 (2012.01); G06Q 20/32 (2012.01); G06Q 40/02 (2023.01)
CPC G06Q 20/10 (2013.01) [G06Q 20/105 (2013.01); G06Q 20/223 (2013.01); G06Q 20/322 (2013.01); G06Q 20/326 (2020.05); G06Q 20/3278 (2013.01); G06Q 40/02 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method comprising:
determining, by one or more computing devices, based on a first payment request received by a mobile device, that a number of completed transactions using a payment application of the mobile device since a last authorization satisfies an authorization threshold;
denying, by the one or more computing devices, based on the determining that the number of completed transactions using the payment application of the mobile device since the last authorization satisfies the authorization threshold, a second payment request received via the payment application;
causing, based on the denying the second payment request, the mobile device to display of a prompt that comprises a request for reauthorization information for the payment application;
receiving, based on the causing the display of the prompt that comprises the request for the reauthorization information, biometric information; and
authorizing, based on a match between at least a portion of the biometric information and the reauthorization information, the second payment request.