US 12,243,006 B2
Autonomous delivery vehicle decisioning to enable secure and efficient order fulfillment
Jeffrey Rule, Chevy Chase, MD (US); and Kevin Osborn, Newton Highlands, MA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on May 11, 2022, as Appl. No. 17/662,877.
Prior Publication US 2023/0368128 A1, Nov. 16, 2023
Int. Cl. G06Q 10/087 (2023.01); B60W 60/00 (2020.01); G06Q 10/047 (2023.01); G06Q 10/0832 (2023.01); G06Q 10/0833 (2023.01); H04W 4/021 (2018.01)
CPC G06Q 10/087 (2013.01) [B60W 60/00256 (2020.02); G06Q 10/047 (2013.01); G06Q 10/0832 (2013.01); G06Q 10/0833 (2013.01); H04W 4/021 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system associated with an autonomous vehicle for secure and efficient order fulfillment, the system comprising:
one or more memories; and
one or more processors, communicatively coupled to the one or more memories, configured to:
receive information associated with an order that includes multiple items to obtain from a first pickup location and deliver to a final destination;
determine, after the autonomous vehicle has traveled to the first pickup location and obtained a subset of the multiple items in the order, one or more remaining items in the order that are unavailable at the first pickup location;
identify one or more alternative pickup locations having respective inventories that include the one or more remaining items;
generate one or more virtual credentials linked to a primary credential associated with a user that submitted the order,
wherein the one or more virtual credentials are one or more merchant-bound secure payment credentials that are associated with a primary payment credential, provided by the user, and that are used as a substitute for the primary payment credential, and
wherein each virtual credential, of the one or more virtual credentials, is valid only for a respective merchant associated with a respective alternative pickup location;
use, at the one or more alternative pickup locations, the one or more virtual credentials in one or more financial transactions to obtain, at each of the one or more alternative pickup locations, the one or more remaining items that satisfy one or more fulfillment conditions; and
cause the autonomous vehicle to travel to the final destination to deliver the subset of the multiple items obtained from the first pickup location and the one or more remaining items obtained from the one or more alternative pickup locations.