US 11,915,174 B2
Apparatus and method for resource allocation prediction and modeling, and resource acquisition offer generation, adjustment and approval
Satish Moorthy, Wayne, PA (US); Jay Stauffer, Jr., Wayne, PA (US); Brett Caltabiano, Atlanta, GA (US); Ronnie Jeffries, III, York, PA (US); Vivek Kumar Jha, New York, NY (US); and Deepak Kumar Dhirasaria, New York, NY (US)
Assigned to Assurant, Inc., New York, NY (US)
Filed by Assurant, Inc., New York, NY (US)
Filed on Feb. 13, 2020, as Appl. No. 16/790,235.
Application 16/790,235 is a continuation of application No. 16/416,883, filed on May 20, 2019.
Claims priority of provisional application 62/673,325, filed on May 18, 2018.
Prior Publication US 2020/0250605 A1, Aug. 6, 2020
Int. Cl. G06Q 10/0631 (2023.01); G06N 20/00 (2019.01); G06Q 30/0202 (2023.01); G06N 7/01 (2023.01)
CPC G06Q 10/06315 (2013.01) [G06N 7/01 (2023.01); G06N 20/00 (2019.01); G06Q 30/0202 (2013.01)] 24 Claims
OG exemplary drawing
 
1. A computer-implemented method for generating a resource offer set, the method comprising:
retrieving at least one resource offer generation input data set comprising a plurality of data sets associated with a plurality of resource identifiers;
receiving a benchmark and portfolio target data set in response to an input by an offer control user via one or more client devices;
generating a resource offer set by applying, to a resource offer generation model, (1) at least one of the plurality of data sets in the at least one resource offer generation input data set transformed to be processable by the resource offer generation model and (2) the benchmark and portfolio target data set,
wherein the resource offer generation model generates the generated resource offer set satisfies the benchmark and portfolio target data set, and
wherein the resource offer set comprises at least one resource offer data object, at least a portion of the at least one resource offer data object associated with at least one resource identifier of the plurality of resource identifiers;
generating a control signal causing real-time rendering of a renderable object comprising an offer adjustment interface comprising an indication of each resource offer data object of the resource offer set associated with the at least one resource identifier;
dynamically updating, in real-time, the offer adjustment interface in response to user interaction with the one or more client devices causing update of a value of at least one resource offer data object of the resource offer set to create an adjusted resource offer set;
dynamically displaying, at a first portion of display of a first client device of one or more client devices, a first instance of a dashboard comprising offer analytics data, wherein the dashboard is updated in real-time in response to each update to the value of at least one resource offer data object received via the offer adjustment interface, wherein each update further updates the offer analytics data,
wherein the dashboard is rendered at a second portion of the display that is non-overlapping with the first portion associated with the offer adjustment interface and is simultaneously accessible while interacting with any resource offer data object of the resource offer via the offer adjustment interface,
wherein one or more portions of the dashboard are selectable to dynamically change between presenting, at the display of the one or more client devices, the offer adjustment interface and presenting at least one additional interface including details associated with at least a portion of the offer analytics data, and
wherein in an instance in which at least one additional interface is displayed, the dashboard in configured to be rendered non-overlapping with each of the at least one additional interface and is simultaneously accessible while interacting with each of the at least one additional interface:
receiving a completion control signal from the first of the one or more client devices;
in response to the completion control signal, generating an approval request control signal causing rendering, at a first portion of a second display associated with a second client device of the one or more client devices, of an approval interface an indication of the adjusted resource offer set, wherein the indication of the adjusted resource offer set is not modifiable by an offer approval user of the second client device;
causing rendering at a second portion of the second display associated with the second client device, of a second instance of the dashboard that comprises shared data values depicted in the first instance of the dashboard in an instance in which the completing control signal is received, wherein the second instance of the dashboard is selectable to dynamically change between presenting the indication of the adjusted resource offer set and the at least one additional interface via the second display;
receiving, from the second client device of the one or more client devices, an offer approval control signal comprising an offer status indicator; and
storing the resource offer set associated with the offer status indicator.