US 12,238,112 B2
Digital account controls portal and protocols for federated and non-federated systems and devices
Vladimir Charnauski, San Francisco, CA (US); and David Mochizuki, San Francisco, CA (US)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Nov. 13, 2023, as Appl. No. 18/507,979.
Application 18/507,979 is a continuation of application No. 18/092,390, filed on Jan. 2, 2023, granted, now 11,818,135.
Application 18/092,390 is a continuation of application No. 17/141,590, filed on Jan. 5, 2021, granted, now 11,546,338.
Prior Publication US 2024/0089261 A1, Mar. 14, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. H04L 9/40 (2022.01); G06F 9/451 (2018.01); G06F 9/54 (2006.01); G06F 21/62 (2013.01); G06Q 20/38 (2012.01)
CPC H04L 63/102 (2013.01) [G06F 9/451 (2018.02); G06F 9/547 (2013.01); G06F 21/629 (2013.01); G06Q 20/382 (2013.01); H04L 63/108 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system for providing a secure digital account controls portal, the system comprising a memory and one or more processors that execute stored instructions in the memory to:
assign, to a first mode, a plurality of API protocols in a first API set, each of the plurality of API protocols corresponding to (i) one or more unique provider computing systems that administer one or more services, and (ii) one or more functionality restrictions for each service;
assign, to a second mode, a subset of the plurality of API protocols in a second API set comprising fewer API protocols than the first API set;
accept a user credential via a first virtual interface, and grant access to a digital controls portal in response to authenticating the user credential, wherein the digital controls portal presents a dashboard comprising a second virtual interface comprising:
a first selectable visual element that corresponds to the first mode and that is configured to indicate a first selection to activate the first mode; and
a second selectable visual element that corresponds to the second mode and that is configured to indicate a second selection to activate the second mode; and
perform at least one of:
(A) execute, in response to detecting the first selection via the second virtual interface of the dashboard, all API protocols in the first API set; or
(B) execute, in response to detecting the second selection via the second virtual interface of the dashboard, all API protocols in the second API set.