| CPC G06Q 20/405 (2013.01) [G06Q 20/1085 (2013.01); G06Q 20/204 (2013.01); G06Q 20/206 (2013.01); G06Q 20/227 (2013.01); G06Q 20/346 (2013.01); G06Q 20/4012 (2013.01); H04L 63/083 (2013.01); H04L 63/0853 (2013.01); G06Q 2220/00 (2013.01)] | 16 Claims |
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1. A computing device, comprising:
a processor; and
a memory coupled to the processor, the memory storing computer-executable instructions that, when executed by the processor, configure the processor to:
define at least one card control setting associated with a value transfer card:
define one or more first restrictions associated with a first authentication password of the value transfer card;
select at least one first restriction from the one or more first restrictions associated with the first authentication password;
define an override condition associated with a second override password of the value transfer card, wherein the override condition disabling the selected at least one first restriction associated with the first authentication password, and wherein the at least one card control setting comprises the one or more first restrictions associated with the first authentication password, and the override condition associated with the second override password;
detect a transaction initiated at a terminal device using the value transfer card;
receive, via the terminal device, an input of the first authentication password associated with the value transfer card for authenticating a cardholder during a card session that begins when the value transfer card is inserted into the terminal device;
identify the at least one card control setting associated with the first authentication password;
in response to determining that the transaction is not permitted based on the at least one card control setting associated with the first authentication password:
receive, via the terminal device subsequent to display of the at least one card control setting associated with the first authentication password, input of the second override password associated with the value transfer card during the card session;
determine that the at least one card control setting associated with the subsequently inputted second override password defines the override condition for disabling the selected at least one first restriction associated with the first authentication password that is previously inputted during the card session; and
process the transaction based on disabling the select one of the first restrictions associated with the first authentication password.
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