US 12,236,406 B2
Systems and methods for real-time, distributed processing of group bill payments
Abdelkader M'Hamed Benkreira, Washington, DC (US); Joshua Edwards, Philadelphia, PA (US); and Michael Mossoba, Arlington, VA (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Nov. 30, 2022, as Appl. No. 18/071,715.
Application 18/071,715 is a continuation of application No. 16/804,498, filed on Feb. 28, 2020, granted, now 11,551,196.
Application 16/804,498 is a continuation of application No. 16/030,047, filed on Jul. 9, 2018, granted, now 10,614,440, issued on Apr. 7, 2020.
Prior Publication US 2023/0196316 A1, Jun. 22, 2023
This patent is subject to a terminal disclaimer.
Int. Cl. G06Q 20/00 (2012.01); G06Q 20/10 (2012.01); G06Q 20/22 (2012.01); G06Q 20/40 (2012.01); G06V 30/416 (2022.01); G06V 30/10 (2022.01)
CPC G06Q 20/102 (2013.01) [G06Q 20/29 (2013.01); G06Q 20/4014 (2013.01); G06V 30/416 (2022.01); G06V 30/10 (2022.01)] 20 Claims
OG exemplary drawing
 
1. A system, comprising:
one or more hardware processors and memory storing instructions executable by the one or more hardware processors to perform operations comprising:
in response to a triggering event related to usage of a service provided by a provider to a group, generating a container instance on a server, wherein the container instance is a closed container, and wherein the container instance is an ephemeral container instance that is provisioned based on the triggering event and terminated upon completion of a job;
creating a group contribution account, wherein the group contribution account is configured to receive a plurality of contribution methods from the group and transmit a group contribution to the provider;
determining, via the container instance, a group member requirement based on text data related to the triggering event;
sending, via the container instance, a contribution request to a first group member of the group based on the group member requirement;
receiving, via the container instance, a deposit into the group contribution account from the first group member based on the contribution request;
transmitting, via the container instance, the group contribution from the group contribution account to the provider, the group contribution being based on the textual document; and
terminating the container instance.