US 12,235,946 B1
Virtual notarization using cryptographic techniques and biometric information
David Lindley, Boerne, TX (US); Alexander Benetto Nagelberg, San Antonio, TX (US); Maland Keith Mortensen, San Antonio, TX (US); Joseph Gregory Delong, Humble, TX (US); Shantanu K. Tripathy, San Antonio, TX (US); Zachary T. Golden, San Antonio, TX (US); Kevin D. Love, II, San Antonio, TX (US); Brian Keith Anderson, San Antonio, TX (US); and Kasey T. Moore, San Antonio, TX (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by United Services Automobile Association (USAA), San Antonio, TX (US)
Filed on Sep. 12, 2023, as Appl. No. 18/465,959.
Application 18/465,959 is a continuation of application No. 17/523,822, filed on Nov. 10, 2021, granted, now 11,790,067.
Application 17/523,822 is a continuation of application No. 16/856,907, filed on Apr. 23, 2020, granted, now 11,210,379, issued on Dec. 28, 2021.
Application 16/856,907 is a continuation of application No. 15/909,416, filed on Mar. 1, 2018, granted, now 10,671,712, issued on Jun. 2, 2020.
Claims priority of provisional application 62/465,533, filed on Mar. 1, 2017.
This patent is subject to a terminal disclaimer.
Int. Cl. G06F 21/32 (2013.01); G06F 21/60 (2013.01); H04L 9/08 (2006.01); H04L 9/40 (2022.01); G06F 16/93 (2019.01); H04L 9/00 (2022.01)
CPC G06F 21/32 (2013.01) [G06F 21/60 (2013.01); H04L 9/0866 (2013.01); H04L 63/12 (2013.01); G06F 16/93 (2019.01); H04L 9/50 (2022.05)] 20 Claims
OG exemplary drawing
 
1. A method for authenticating a signature of a document, the method comprising:
sending, from a user device associated with a user, a signature request including a cryptographic signature of a document,
wherein the cryptographic signature is a first hash based on a digest of the document, at least one biometric characteristic of a user, and a cryptographic key associated with the user;
sending, from the user device, a location of the user device;
in response to a level of authentication, based on a type of the cryptographic signature and the location of the user device, required for notarization being greater than a level of authentication obtained with login authentication information of the user,
receiving, by the user device, a request for additional authentication information to meet the level of authentication;
sending, from the user device, the additional authentication information to meet the level of authentication; and
in response to the additional authentication information being greater than or equal to the level of authentication required for notarization,
receiving, by the user device, a notification that the document was digitally encoding with a seal,
wherein the seal is encoded with a second hash of indication of a source of the document, and
wherein a transaction is recorded on a distributed ledger for the notarized cryptographic signature and the document.