US 12,231,986 B2
Interlinked geo-fencing
Manu Kurian, Dallas, TX (US)
Assigned to Bank of America Corporation, Charlotte, NC (US)
Filed by Bank of America Corporation, Charlotte, NC (US)
Filed on Sep. 21, 2023, as Appl. No. 18/371,103.
Application 18/371,103 is a continuation of application No. 17/176,286, filed on Feb. 16, 2021, granted, now 11,800,314.
Application 17/176,286 is a continuation of application No. 16/380,264, filed on Apr. 10, 2019, granted, now 10,952,015, issued on Mar. 16, 2021.
Prior Publication US 2024/0015472 A1, Jan. 11, 2024
This patent is subject to a terminal disclaimer.
Int. Cl. H04W 4/021 (2018.01); H04W 4/02 (2018.01); H04W 12/06 (2021.01); H04W 40/24 (2009.01); H04W 60/00 (2009.01); H04W 64/00 (2009.01)
CPC H04W 4/021 (2013.01) [H04W 4/025 (2013.01); H04W 12/06 (2013.01); H04W 40/244 (2013.01); H04W 60/00 (2013.01); H04W 64/003 (2013.01)] 21 Claims
OG exemplary drawing
 
1. A computing platform, comprising:
at least one processor;
a communication interface communicatively coupled to the at least one processor; and
memory storing computer-readable instructions that, when executed by the at least one processor, cause the computing platform to:
receive, from a mobile device of a user, a request to generate a first geo-fenced area, the first geo-fenced area including a virtual border surrounding an area identified as a trusted zone;
generate the first geo-fenced area having a predetermined size, wherein the predetermined size and a shape of the first geo-fenced area are adjustable by a user via an application executing on the mobile device of the user, wherein the first geo-fenced area includes a first geographic location of a first retail entity;
generate, based on the generated first geo-fenced area, a second geo- fenced area including a second geographic location of the first retail entity, wherein the user may be automatically authenticated in the second geo-fenced area;
receive, from the mobile device of the user, first location data associated with a location of the mobile device within the second geo-fenced area; and
automatically perform at least one of: authenticating the user and authorizing processing a requested event, based on the first location data including the location of the mobile device within the second geo-fenced area.